15 School Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 15 School Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,586 sqft · built 2025
Lot Size	0.918 acres (40,001 sqft)
Owner	Individual Name on File
Last Sale	$4,150,000 (Aug 2025)
Tax Bill	$15,363 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2018 Line of Credit
APN	`05-00104-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`05-00104-0000-00005`
Alternative APNs	`050010400005` `6076`

Interior

Stories	2 Stories
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Frame
Lot Area	40,001 sqft (0.918 acres)
Lot Dimensions	400 ft deep x 100 ft wide

Location & Zoning

Account Number	6076
Street Address	15 SCHOOL AVE
City	CHATHAM
State	NJ
Zip	07928-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CHATHAM COLONY ASSOCIATION INC
Legal Block	104
Legal Lot Number	5
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1025
Census Tract	43900

Owner

15 School Ave is owned and occupied by an individual who bought it in August 2025.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	15 SCHOOL AVE, CHATHAM, NJ 07928-1631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Sep 12, 2024 · Amount on File
Deed Document Number	202531818
Deed Book / Page	24960 / 1910
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	0237691160
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 16, 2026
Property Address	15 SCHOOL AVE, CHATHAM, NJ 07928-1631
Document Number	0000031649
Book / Page	25141 / 206
Instrument Date	Jul 9, 2026
Instrument	202631649
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624,332.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SCHOOL AVE, CHATHAM, NJ 07928-1631

Mortgage

Document Number	0000031650,
Date	Jul 16, 2026
Instrument	202631650

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 SCHOOL AVE, CHATHAM, NJ 07928-1631
Document Number	0233920850
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15 SCHOOL AVE CHATHAM NJ 079281631, CHATHAM, NJ 07928-1631

Mortgage

Document Number	0233920850
Date	Aug 6, 2018
Book Page	023392/000850
Instrument	43857

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,722,000 (+252.41%) Land $691,800 Building $2,030,200	$2,722,000 (+252.41%) Land $691,800 Building $2,030,200
2025		$772,400 Land $622,600 Building $149,800	$772,400 Land $622,600 Building $149,800
2024	$15,363.00
2023		$772,400 Land $622,600 Building $149,800	$772,400 Land $622,600 Building $149,800
2022	$15,030.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 15 School Ave; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 School Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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