8 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 8 S Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1929
Square Footage1,424 sqft Living Area
Lot Size6,600 sqft (0.152 acres)
OccupancyOwner Occupied
Last Sale$188,000 (2018)
Tax Bill$6,530.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-305-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,424 sqft Living Area
Gross Area2,172 sqft Gross Area
Basement Area748 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialBrick Exterior
Lot Area6,600 sqft (0.152 acres)
Depth X Width132 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address8 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-6117
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 2 BLOCK 17
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block17
Legal Lot Number2
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3002
Census Tract851101

Owner

Source: Kane County records · APN 06-14-305-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Feb 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
Apr 08, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jun 12, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAP & INVS
May 16, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2018 · Amount on Record
Deed SaleMay 16, 2018 · Amount on Record
Prior SaleMay 27, 2014 · Amount on Record
Deed Doc Number201822629
Prior Transfer DateSep 05, 1995
Prior Transfer Doc0000076324
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117

Mortgage

Document Number0000061085
DateOct 14, 2020
Instrument2020K061085
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueMar 01, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007144
DateFeb 07, 2017
Instrument2017K007144
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2032

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017336
DateApr 08, 2020
Instrument2020K017336
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Document Number0000028446
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 S COMMONWEALTH AVE ELGIN IL 601236117, ELGIN, IL 60123-6117

Mortgage

Document Number0000028446
DateJul 03, 2019
Instrument28446
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 16, 2018
Property Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Document Number0000022629
Instrument DateMay 01, 2018
Instrument2018K022629
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$188.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 S COMMONWEALTH AVE, ELGIN, IL 60123-6117

Mortgage

Document Number0000022630
DateMay 16, 2018
Instrument2018K022630
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,530.00 (+15.84%) Homeowner's exemption
2024$86,209 (+21.39%) Land $14,313 Building $71,896$258,730 (+21.44%) Land $42,956 Building $215,774
2022$5,637.00 (+4.62%) Homeowner's exemption$71,017 (+6.96%) Land $11,791 Building $59,226$213,051 (+6.96%) Land $35,373 Building $177,678
2021$5,388.00 Homeowner's exemption$66,396 Land $11,024 Building $55,372$199,188 Land $33,072 Building $166,116

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