Kane County property record for 15 S Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Bungalow |
| Year Built | Built 1918 |
| Square Footage | 1,215 sqft Living Area |
| Lot Size | 6,600 sqft (0.152 acres) |
| Garage | Detached |
| Last Sale | $240,000 (2023) |
| Primary APN | 06-14-306-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 2,002 sqft Gross Area |
| Basement Area | 787 sqft Basement |
| Stories | 5 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Bungalow Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,600 sqft (0.152 acres) |
| Depth X Width | 132 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 15 S COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6116 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN LOT 8 BLOCK 18 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 18 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-306-004
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 COLONY RIDGE CT, IRVING, TX 75061-6100 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage SWIFT HOME LOANS INC |
| Aug 08, 2023 | Administrator's Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2023 · Amount on Record |
| Deed Sale | Aug 08, 2023 · Amount on Record |
| Prior Sale | Mar 08, 2013 · Amount on Record |
| Deed Doc Number | 202327001 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 15 S COMMONWEALTH AVE, ELGIN, IL 60123-6116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 S COMMONWEALTH AVE, ELGIN, IL 60123-6116 |
| Document Number | 0000006663 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026K006663 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 08, 2023 |
| Property Address | 15 S COMMONWEALTH AVE, ELGIN, IL 60123-6116 |
| Document Number | 0000027001 |
| Instrument Date | Aug 01, 2023 |
| Instrument | 2023K027001 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 COLONY RIDGE CT, IRVING, TX 75061-6100 |
| Document Number | 0000027003 |
|---|---|
| Date | Aug 08, 2023 |
| Instrument | 2023K027003 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $69,372 (+21.39%) Land $14,313 Building $55,059 | $208,199 (+21.44%) Land $42,956 Building $165,243 | |
| 2022 | $4,384.00 (+4.83%) Homeowner's exemption | $57,147 (+6.96%) Land $11,791 Building $45,356 | $171,441 (+6.96%) Land $35,373 Building $136,068 |
| 2021 | $4,182.00 Homeowner's exemption | $53,429 Land $11,024 Building $42,405 | $160,287 Land $33,072 Building $127,215 |
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