4 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 4 S Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1922
Square Footage1,582 sqft Living Area
Lot Size6,336 sqft (0.145 acres)
OccupancyOwner Occupied
Last Sale$172,500 (2017)
Tax Bill$5,274.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-305-009

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,582 sqft Living Area
Gross Area2,409 sqft Gross Area
Basement Area827 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleCustom Design Style
Construction TypeFrame Construction
Lot Area6,336 sqft (0.145 acres)
Depth X Width132 ft x 48 ft Depth x Width

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address4 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-6117
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 1 BLOCK 17
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block17
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3002
Census Tract851101

Owner

Source: Kane County records · APN 06-14-305-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Jul 17, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2017 · Amount on Record
Deed SaleJul 17, 2017 · Amount on Record
Prior SaleApr 12, 2007 · Amount on Record
Deed Doc Number201736658
Prior Transfer DateMar 28, 2008
Prior Transfer Doc0000057101
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Transaction TypeMortgage
Record UpdatedOct 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073884
DateSep 29, 2021
Instrument2021K073884
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term313 Months
DueOct 01, 2047
Interest
Rate TypeFixed Rate
Rate2.87%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 17, 2017
Property Address4 S COMMONWEALTH AVE, ELGIN, IL 60123-6117
Document Number0000036658
Instrument DateJun 24, 2017
Instrument36658
Transaction TypeTransfer
Record UpdatedAug 03, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4 S COMMONWEALTH AVE ELGIN IL 601236117, ELGIN, IL 60123-6117

Mortgage

Document Number36659
DateJul 17, 2017
Instrument36659
Lender
NameAMERICAN FINANCING
TypeFunding / Finance Company
AddressAURORA, CO 80014
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2047
Interest
Rate3.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,274.00 (+13.49%)
2024$78,412 (+21.39%) Land $14,313 Building $64,099$235,330 (+21.44%) Land $42,956 Building $192,374
2022$4,647.00 (+5.47%) Homeowner's exemption$64,594 (+6.96%) Land $11,791 Building $52,803$193,782 (+6.96%) Land $35,373 Building $158,409
2021$4,406.00 Homeowner's exemption$60,391 Land $11,024 Building $49,367$181,173 Land $33,072 Building $148,101

Nearby Properties on S Commonwealth Ave

Nearby Streets

Search Property Records by Address or Parcel Number