St. Louis County property record for 8 S 65th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1946 |
| Lot Size | 0.215 acres (9,389 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (May 2009) |
| Tax Bill | $1,824 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4540-02610 |
| Primary APN | 010-4540-02610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Gross Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 208 sqft |
| Finished Basement | 208 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,389 sqft (0.215 acres) |
| Garage Area | 540 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 32 sqft |
| Deck Area | 32 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 883232 |
|---|---|
| Street Address | 8 S 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 13 AND 14 SERIAL # |
| Legal Subdivision | WEST END ADD TO DULUTH |
| Legal Block | 16 |
| Legal Lot Number | 12-13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 3300 |
8 S 65th Ave W is owned and occupied by an individual who bought it in May 2009.
Source: St. Louis County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION |
| Sep 22, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2009 · Amount on File |
| Deed Sale | May 18, 2009 · Amount on File |
| Prior Sale | May 18, 2009 · Amount on File |
| Deed Document Number | 20091107816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 30, 2026 |
| Property Address | 8 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 0001541417 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20261541417 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 0001541417, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20261541417 |
| Name | NORTHERN COMMUNITIES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 22, 2026 |
| Property Address | 8 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 0001106232 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20261106232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 0001106232, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20261106232 |
| Name | NORTHERN COMMUNITIES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 8 S 65th Ave W was $1,824 with a homeowner's exemption, up 8.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,824.00 (+8.19%) Homeowner's exemption | ||
| 2025 | $1,686.00 (-1.4%) Homeowner's exemption | $178,400 (+18.07%) Land $20,100 Building $158,300 | $178,400 (+18.07%) Land $20,100 Building $158,300 |
| 2024 | $1,710.00 | $151,100 Land $18,500 Building $132,600 | $151,100 Land $18,500 Building $132,600 |
| 2022 | $138,600 Land $17,800 Building $120,800 | $138,600 Land $17,800 Building $120,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 S 65th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8 S 65th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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