St. Louis County property record for 13 S 65th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,282 sqft · built 1893 |
| Lot Size | 0.143 acres (6,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2021) |
| Tax Bill | $2,992 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0580-01440 |
| Primary APN | 010-0580-01440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Gross Area |
| 1st Floor Area | 825 sqft |
| Basement Area | 415 sqft |
| Finished Basement | 415 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,254 sqft (0.143 acres) |
| Garage Area | 360 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 169 sqft |
| Deck Area | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1111488 |
|---|---|
| Street Address | 13 S 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10 AND 11 SERIAL # |
| Legal Subdivision | CLINTON PLACE ADD TO DULUTH |
| Legal Block | 9 |
| Legal Lot Number | 10-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 3300 |
13 S 65th Ave W is owned and occupied by an individual who bought it in June 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 S 65TH AVE W, DULUTH, MN 55807-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGES UNLIMITED INC |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC |
| Dec 5, 2017 | Warranty Deed, Transfer · VA Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Dec 5, 2017 · Amount on File |
| Deed Document Number | 20211417242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 13 S 65TH AVE W, DULUTH, MN 55807-2216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001524981 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 1524981 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 22, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Dec 22, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 8% |
| Max Rate At Change | 10% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 13 S 65TH AVE W, DULUTH, MN 55807-2216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001417244 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 1417244 |
| Name | MORTGAGES UNLIMITED INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 23, 2021 |
| Property Address | 13 S 65TH AVE W, DULUTH, MN 55807-2216 |
| Document Number | 0001417242 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 1417242 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ARDEN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 0001417243 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 1417243 |
| Name | MORTGAGES UNLIMITED INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 5, 2017 |
| Property Address | 13 S 65TH AVE W, DULUTH, MN 55807-2216 |
| Document Number | 00A1323570 |
| Instrument Date | Dec 4, 2017 |
| Instrument | A1323570 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $433.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 S 65TH AVE W DULUTH MN 558072216, DULUTH, MN 55807-2216 |
| Document Number | A1323571 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | A1323571 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
The 2026 property tax bill for 13 S 65th Ave W was $2,992 with a homeowner's exemption, up 7.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,992.00 (+7.94%) Homeowner's exemption | ||
| 2025 | $2,772.00 (-0.29%) Homeowner's exemption | $266,400 (+18.61%) Land $15,800 Building $250,600 | $266,400 (+18.61%) Land $15,800 Building $250,600 |
| 2024 | $2,780.00 | $224,600 Land $14,500 Building $210,100 | $224,600 Land $14,500 Building $210,100 |
| 2022 | $197,700 Land $14,000 Building $183,700 | $197,700 Land $14,000 Building $183,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 S 65th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13 S 65th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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