St. Louis County property record for 4 S 65th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1949 |
| Lot Size | 0.143 acres (6,259 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,172 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4540-02640 |
| Primary APN | 010-4540-02640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Gross Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,259 sqft (0.143 acres) |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1192494 |
|---|---|
| Street Address | 4 S 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 AND 16 SERIAL # |
| Legal Subdivision | WEST END ADD TO DULUTH |
| Legal Block | 16 |
| Legal Lot Number | 15-16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 3300 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 16, 2025 | Intrafamily Transfer, Transfer |
| Nov 29, 2018 | Affidavit of Death, Mortgage · Conventional Mortgage NORTH SHORE FCU |
| Nov 29, 2018 | Affidavit of Death, Transfer NORTH SHORE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 18, 2015 |
| Transfer Doc | 000T958617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 16, 2025 |
| Property Address | 4 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 0001097279 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 1097279 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 29, 2018 |
| Property Address | 4 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 00T1005463 |
| Instrument Date | Nov 15, 2018 |
| Instrument | T1005463 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 S 65TH AVE W DULUTH MN 558072217, DULUTH, MN 55807-2217 |
| Document Number | 1005465 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 1005465 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 28, 2028 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 29, 2018 |
| Property Address | 4 S 65TH AVE W, DULUTH, MN 55807-2217 |
| Document Number | 00T1005464 |
| Instrument Date | Nov 15, 2018 |
| Instrument | T1005464 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 S 65TH AVE W DULUTH MN 558072217, DULUTH, MN 55807-2217 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,172.00 (+8.17%) Homeowner's exemption | ||
| 2025 | $2,008.00 (-1.18%) Homeowner's exemption | $204,600 (+18.4%) Land $15,300 Building $189,300 | $204,600 (+18.4%) Land $15,300 Building $189,300 |
| 2024 | $2,032.00 | $172,800 (+10.77%) Land $14,100 Building $158,700 | $172,800 (+10.77%) Land $14,100 Building $158,700 |
| 2022 | $156,000 Land $13,600 Building $142,400 | $156,000 Land $13,600 Building $142,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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