8 Ronald Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 8 Ronald Pl, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,774 sqft · built 1959
Lot Size	0.309 acres (13,459 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Oct 2014)
Tax Bill	$6,862 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-3-6`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-3-6`
Alternative APNs	`308901501400030060000000` `01501400030060000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	584 sqft
Finished Basement	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,459 sqft (0.309 acres)
Lot Dimensions	153 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400030060000000
Street Address	8 RONALD PL
City	SCHENECTADY
State	NY
Zip	12303-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 8
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2011
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 RONALD PL, SCHENECTADY, NY 12303-4913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2014 · Amount on Record
Deed Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	201411713394
Deed Book / Page	3116 / 34
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	8 RONALD PL, SCHENECTADY, NY 12303-4913
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RONALD PL, SCHENECTADY, NY 12303-4913

Mortgage

Document Number	0000008239
Date	Oct 8, 2025
Instrument	R2025-18239

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	8 RONALD PL, SCHENECTADY, NY 12303-4913
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RONALD PL, SCHENECTADY, NY 12303-4913

Mortgage

Document Number	0000008238
Date	Oct 8, 2025
Instrument	R2025-18238

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,862.00 (+5.12%) Homeowner's exemption
2025	$6,528.00 (+16.24%) Homeowner's exemption	$237,000 (-) Land $47,000 Building $190,000	$316,000 (+13.33%) Land $62,667 Building $253,333
2023		$237,000 (-) Land $47,000 Building $190,000	$278,824 (+7.06%) Land $55,294 Building $223,530
2022		$237,000 Land $47,000 Building $190,000	$260,440 Land $51,648 Building $208,792
2021	$5,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

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