11 Ronald Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 11 Ronald Pl, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1959
Lot Size	0.393 acres (17,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2022)
Tax Bill	$5,736 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-2-45`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-2-45`
Alternative APNs	`308901501400020450000000` `01501400020450000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	882 sqft
Basement Area	276 sqft
Finished Basement	276 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	17,150 sqft (0.393 acres)
Lot Dimensions	245 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400020450000000
Street Address	11 RONALD PL
City	SCHENECTADY
State	NY
Zip	12303-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 11
Legal Subdivision	MAP NO 2 FORT HUNTER ESTATES
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2009
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 RONALD PL, SCHENECTADY, NY 12303-4914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU
Oct 5, 2022	Deed, Transfer
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
May 19, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	202223388
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	11 RONALD PL, SCHENECTADY, NY 12303-4914
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BRUCE DR, ALPLAUS, NY 12008-1002

Mortgage

Document Number	0000000473
Date	Sep 1, 2022
Instrument	R2022-20473

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 5, 2022
Property Address	11 RONALD PL, SCHENECTADY, NY 12303-4914
Document Number	0000003388
Instrument Date	Sep 6, 2022
Instrument	R2022-23388
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 BROCKLEY DR, DELMAR, NY 12054-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RONALD PL, SCHENECTADY, NY 12303-4914

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	11 RONALD PL, SCHENECTADY, NY 12303-4914
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007343
Date	Mar 9, 2021
Instrument	R2021-07343

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 21, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	11 RONALD PL, SCHENECTADY, NY 12303-4914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MURDOCK ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009505
Date	May 19, 2020
Instrument	R2020-09505

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	11 RONALD PL, SCHENECTADY, NY 12303-4914
Document Number	0000010226
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RONALD PL SCHENECTADY NY 123034914, SCHENECTADY, NY 12303-4914

Mortgage

Document Number	0000010226
Date	May 4, 2017
Instrument	10226

Lender

Name	FIRST NY FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,736.00 (+0.17%)
2025	$5,726.00 (+24.29%)	$196,000 (-) Land $39,000 Building $157,000	$261,333 (+13.33%) Land $52,000 Building $209,333
2023		$196,000 (-) Land $39,000 Building $157,000	$230,588 (+7.06%) Land $45,882 Building $184,706
2022		$196,000 Land $39,000 Building $157,000	$215,385 Land $42,857 Building $172,528
2021	$4,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

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