13 Ronald Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 13 Ronald Pl, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,158 sqft · built 1958
Lot Size	0.34 acres (14,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (May 2021)
Tax Bill	$6,230 (2026)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-2-44`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-2-44`
Alternative APNs	`308901501400020440000000` `01501400020440000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	882 sqft
Basement Area	276 sqft
Finished Basement	276 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	14,809 sqft (0.34 acres)
Lot Dimensions	211 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	435 sqft
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400020440000000
Street Address	13 RONALD PL
City	SCHENECTADY
State	NY
Zip	12303-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 13
Legal Subdivision	MAP #2 FORT HUNTER ESTATES
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2009
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 RONALD PL, SCHENECTADY, NY 12303-4914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · VA Mortgage HOMESTEAD FUNDING CORP
Jun 25, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Mar 27, 2007 · Amount on Record
Deed Document Number	202114935
Prior Transfer Date	Mar 16, 2007
Prior Transfer Doc	2879000566
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	13 RONALD PL, SCHENECTADY, NY 12303-4914
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	TITLE INSURANCE COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 WALNUT AVE, ROTTERDAM, NY 12306-3621

Mortgage

Document Number	0000001150
Date	May 3, 2022
Instrument	R2022-11150

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 25, 2020
Property Address	13 RONALD PL, SCHENECTADY, NY 12303-4914
Document Number	0000012089
Instrument Date	May 20, 2020
Instrument	12089
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 MEADOWBROOK CT #F GUILDERLAND NY 120845711, F, GUILDERLAND, NY 12084-5711

Mortgage

Document Number	12090
Date	Jun 25, 2020
Instrument	12090

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,230.00 (+0.13%)
2025	$6,222.00 (+11.85%)	$214,000 (-) Land $43,000 Building $171,000	$285,333 (+13.33%) Land $57,333 Building $228,000
2023		$214,000 (-) Land $43,000 Building $171,000	$251,765 (+7.06%) Land $50,588 Building $201,177
2022		$214,000 Land $43,000 Building $171,000	$235,165 Land $47,253 Building $187,912
2021	$5,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

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