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8 River Rock Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 8 River Rock Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,950 sqft · built 2021
Lot Size0.528 acres (23,000 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Apr 2021)
Tax Bill$4,778 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APNT190300285

Property Details

APN / Parcel Number

Primary APNT190300285
Alternative APN
  • 2-0087-C715-00-0646.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,950 sqft Living Area
Basement Area1,950 sqft
Finished Basement1,560 sqft

Exterior

Year BuiltBuilt 2021
Exterior MaterialStone
Lot Area23,000 sqft (0.528 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT190300285
Street Address8 RIVER ROCK CT
CityO FALLON
StateMO
Zip63366-1792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG E #1 LOT 646
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG E #1
Legal Lot Number646
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2005
Census Tract312001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8 RIVER ROCK CT, O FALLON, MO 63366-1792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STIFEL BANK & TRUST
Jan 7, 2021Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2021 · Amount on Record
Deed SaleApr 1, 2021 · Amount on Record
Prior SaleJan 7, 2021
Deed Document Number0202128723
Deed Book / Page2021 / 28723
Record UpdatedJun 8, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateApr 1, 2021
Property Address8 RIVER ROCK CT, O FALLON, MO 63366-1792
Document Number0000028723
Map ReferenceMB 50 PG 162-165
Instrument DateMar 19, 2021
Instrument2021R-028723
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 4, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 RIVER ROCK CT, SAINT PAUL, MO 63366-1792

Mortgage

Document Number0000028724
DateApr 1, 2021
Instrument2021R-028724
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateJan 7, 2021
Property Address8 RIVER ROCK CT, O FALLON, MO 63366-1792
Document Number0000001950
Instrument DateDec 22, 2020
Instrument1950
Transaction TypeTransfer
Record UpdatedMar 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,778.00$77,923 (+8.15%)$410,121 (+8.15%) Land $70,000 Building $340,121
2023$72,050
2022$379,210 Land $55,000 Building $324,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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