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6 River Rock Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 6 River Rock Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,352 sqft · built 2021
Lot Size0.339 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$403,049 (Feb 2021)
Tax Bill$5,295 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APNT190300284

Property Details

APN / Parcel Number

Primary APNT190300284
Alternative APN
  • 2-0087-C715-00-0645.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,352 sqft Living Area
Basement Area2,352 sqft

Exterior

Year BuiltBuilt 2021
Exterior MaterialStone
Lot Area14,810 sqft (0.339 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT190300284
Street Address6 RIVER ROCK CT
CityO FALLON
StateMO
Zip63366-1792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG E #1 LOT 645
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG E #1
Legal Lot Number645
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2005
Census Tract312001

Owner

6 River Rock Ct is owned and occupied by two individuals who bought it in February 2021.

Source: St. Charles County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address6 RIVER ROCK CT, O FALLON, MO 63366-1792
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO
Dec 8, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on File
Deed SaleFeb 26, 2021 · Amount on File
Prior SaleDec 8, 2020
Deed Document Number0202117165
Deed Book / Page2021 / 17165
Record UpdatedJun 8, 2026

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 26, 2021
Property Address6 RIVER ROCK CT, O FALLON, MO 63366-1792
Document Number0000017165
Map ReferenceMB 50 PG 162-165
Instrument DateFeb 18, 2021
Instrument2021R-017165
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 4, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 RIVER ROCK CT, SAINT PAUL, MO 63366-1792

Mortgage

Document Number0000017166
DateFeb 26, 2021
Instrument2021R-017166
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateDec 8, 2020
Property Address6 RIVER ROCK CT, O FALLON, MO 63366-1792
Document Number0000096064
Instrument DateNov 25, 2020
Instrument96064
Transaction TypeTransfer
Record UpdatedMar 9, 2021
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6 River Rock Ct was $5,295.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,295.00$86,404$454,758 Land $70,000 Building $384,758
2023$82,145
2022$432,340 Land $55,000 Building $377,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 River Rock Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 River Rock Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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