1. Home
  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. River Rock Ct

1 River Rock Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1 River Rock Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,370 sqft · built 2020
Lot Size0.417 acres (18,169 sqft)
Owner2 Individual Names on File
Last Sale$379,690 (Nov 2020)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APNT190300290

Property Details

APN / Parcel Number

Primary APNT190300290
Alternative APN
  • 2-0087-C715-00-0651.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,370 sqft Living Area
Basement Area2,352 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl
Lot Area18,169 sqft (0.417 acres)

Location & Zoning

Account NumberT190300290
Street Address1 RIVER ROCK CT
CityO FALLON
StateMO
Zip63366-1793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG E #1 LOT 651
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG E #1
Legal Lot Number651
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2005
Census Tract312001

Owner

1 River Rock Ct is owned and occupied by two individuals who bought it in November 2020.

Source: St. Charles County records, as of October 19, 2023

Owner of Record2 Individual Names on File
Mailing Address1 RIVER ROCK CT, O FALLON, MO 63366-1793
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Grant Deed, Subdivision Related Transfer
QUICKEN LNS
Jun 26, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2020 · Amount on File
Deed SaleNov 13, 2020 · Amount on File
Prior SaleJun 26, 2020
Deed Document Number0202088174
Deed Book / Page2020 / 88174
Record UpdatedJun 7, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateNov 13, 2020
Property Address1 RIVER ROCK CT, O FALLON, MO 63366-1793
Document Number0000088174
Instrument DateOct 30, 2020
Instrument88174
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 4, 2021
Title CompanyORT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 RIVER ROCK CT ST PAUL MO 633661793, ST PAUL, MO 63366-1793

Mortgage

Document Number88175
DateNov 13, 2020
Instrument88175
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueNov 12, 2035

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateJun 26, 2020
Property Address1 RIVER ROCK CT, O FALLON, MO 63366-1793
Document Number0073291980
Book / Page007329 / 001980
Instrument DateJun 24, 2020
Instrument437150
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$61,657
2022$324,510 Land $55,000 Building $269,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 River Rock Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 River Rock Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

Nearby Properties on River Rock Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures