8 River Lake Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 8 River Lake Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2018
Lot Size	0.344 acres (15,015 sqft)
Owner	2 Individual Names on File
Last Sale	$300,869 (May 2018)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T180300045`

Property Details

APN / Parcel Number

Primary APN	`T180300045`
Alternative APN	`2-0087-C558-00-0656.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Basement Area	1,728 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Brick Veneer
Lot Area	15,015 sqft (0.344 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300045
Street Address	8 RIVER LAKE CT
City	O FALLON
State	MO
Zip	63366-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG B #3 LOT 656
Legal Range	02E
Legal Township	48N
Legal Subdivision	RIVERDALE VLG B #3
Legal Lot Number	656
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

8 River Lake Ct is owned and occupied by two individuals who bought it in May 2018.

Source: St. Charles County records, as of October 19, 2023

Owner of Record	2 Individual Names on File
Mailing Address	8 RIVER LAKE CT, O FALLON, MO 63366-1558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
May 17, 2018	Warranty Deed, Subdivision Related Transfer F&B ACQUISITION
Mar 23, 2018	Grant Deed, Transfer · Construction Mortgage KASTNER JOHN L 2004 TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Mar 23, 2018
Deed Document Number	0069201944
Deed Book / Page	6920 / 1944
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 RIVER LAKE CT, O FALLON, MO 63366-1558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073581116
Date	Jul 30, 2020
Book Page	7358/1116
Instrument	20200730000539390

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	BLACKSTONE, IL 61313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 17, 2018
Property Address	8 RIVER LAKE CT, O FALLON, MO 63366-1558
Document Number	0069201944
Book / Page	006920 / 001944
Instrument Date	May 16, 2018
Instrument	274630
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 RIVER LAKE CT ST PAUL MO 633661558, ST PAUL, MO 63366-1558

Mortgage

Document Number	69201946
Date	May 17, 2018
Book Page	006920/001946
Instrument	274640

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 23, 2018
Property Address	8 RIVER LAKE CT, O FALLON, MO 63366-1558
Document Number	0068951123
Book / Page	006895 / 001123
Instrument Date	Mar 22, 2018
Instrument	155620
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
Investor	Possibly a Property Investor

Mortgage

Document Number	68951125
Date	Mar 23, 2018
Book Page	006895/001125
Instrument	155630

Lender

Name	KASTNER JOHN L 2004 TRUST (PT)
Address	46 BOGEY CLUB CIR, ST CHARLES, MO 63303-3366

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 22, 2019

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$66,468
2022		$349,830 Land $55,000 Building $294,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 River Lake Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 River Lake Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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