3 River Lake Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 3 River Lake Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2018
Lot Size0.208 acres (9,100 sqft)
OwnerCompany Name on Record
Last Sale$241,107 (Nov 2018)
Deeds & MortgagesSep 2018 Sale
Flood ZoneZone X (minimal risk)
APNT180300042

Property Details

APN / Parcel Number

Primary APNT180300042
Alternative APN
  • 2-0087-C558-00-0653.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
Basement Area1,600 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleRanch
Exterior MaterialBrick Veneer
Lot Area9,100 sqft (0.208 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180300042
Street Address3 RIVER LAKE CT
CityO FALLON
StateMO
Zip63366-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG B #3 LOT 653
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG B #3
Legal Lot Number653
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2005
Census Tract312001

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3 RIVER LAKE CT, O FALLON, MO 63366-1558
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Prior SaleSep 27, 2018
Deed Document Number0070011354
Deed Book / Page7001 / 1354
Record UpdatedJun 7, 2026

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateSep 27, 2018
Property Address3 RIVER LAKE CT, O FALLON, MO 63366-1558
Document Number0069830052
Book / Page006983 / 000052
Instrument DateSep 25, 2018
Instrument555340
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$61,984
2022$326,230 Land $55,000 Building $271,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
940 / 940
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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