7 River Lake Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 7 River Lake Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,650 sqft · built 2020
Lot Size	0.392 acres (17,089 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2021)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T180300044`

Property Details

APN / Parcel Number

Primary APN	`T180300044`
Alternative APN	`2-0087-C558-00-0655.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,050 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	17,089 sqft (0.392 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300044
Street Address	7 RIVER LAKE CT
City	O FALLON
State	MO
Zip	63366-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG B #3 LOT 655
Legal Subdivision	RIVERDALE VLG B #3
Legal Lot Number	655
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

7 River Lake Ct is owned and occupied by an individual who acquired it in March 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	7 RIVER LAKE CT, O FALLON, MO 63366-1558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Feb 8, 2021	Intrafamily Transfer, Subdivision Related Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jul 31, 2020	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Feb 8, 2021 · Amount on File
Deed Document Number	202150282
Last Transfer Date	Mar 14, 2025
Transfer Doc	0000012553
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 14, 2021
Property Address	7 RIVER LAKE CT, O FALLON, MO 63366-1558
Document Number	0000050282
Map Reference	MB 49 PG 284
Instrument Date	Jun 9, 2021
Instrument	2021R-050282
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 RIVER LAKE CT, 7, SAINT PAUL, MO 63366-1558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 RIVER LAKE CT, SAINT PAUL, MO 63366-1558

Mortgage

Document Number	0000050283
Date	Jun 14, 2021
Instrument	2021R-050283

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2021: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2021
Property Address	7 RIVER LAKE CT, O FALLON, MO 63366-1558
Document Number	0000011430
Map Reference	MB 49 PG 284
Instrument Date	Jan 27, 2021
Instrument	2021R-011430
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIVER LAKE CT, SAINT PAUL, MO 63366-1558
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011431
Date	Feb 8, 2021
Instrument	2021R-011431

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2020
Property Address	7 RIVER LAKE CT, O FALLON, MO 63366-1558
Document Number	0073591087
Book / Page	007359 / 001087
Instrument Date	Jul 24, 2020
Instrument	542690
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7 River Lake Ct was $4,047, down 16.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,924 (-)	$346,970 (-) Land $70,000 Building $276,970
2025	$4,047.00 (-16.35%)	$65,924	$346,970 Land $70,000 Building $276,970
2024	$4,838.00
2023		$76,708
2022			$403,727 Land $55,000 Building $348,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 River Lake Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 River Lake Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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