8 Renaud Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 8 Renaud Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,166 sqft · built 2003
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Owner Names on Record
Last Sale	$241,971 (Dec 2003)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T020300702`

Property Details

APN / Parcel Number

Primary APN	`T020300702`
Alternative APN	`2-0104-8913-00-0198.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,166 sqft Living Area
1st Floor Area	1,798 sqft
Basement Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	10,454 sqft (0.239 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T020300702
Old Parcel Number	T020300702
Street Address	8 RENAUD PASS
City	O FALLON
State	MO
Zip	63366-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG C #3 LOT 198
Legal Range	03E
Legal Township	46N
Legal Subdivision	CROSSINGS VLG C #3
Legal Lot Number	198
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	8 RENAUD PASS, O FALLON, MO 63366-4476
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 17, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2003 · Amount on Record
Deed Sale	Dec 23, 2003 · Amount on Record
Deed Document Number	0037441443
Deed Book / Page	3744 / 1443
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 RENAUD PASS, O FALLON, MO 63366-4476
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RENAUD PASS, O FALLON, MO 63366-4476

Mortgage

Document Number	2021R026339
Date	Mar 25, 2021
Instrument	2021R-026339

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 26, 2031

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 RENAUD PASS, O FALLON, MO 63366-4476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067922414
Date	Aug 17, 2017
Book Page	6792/2414
Instrument	20170817000517590

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 RENAUD PASS, O FALLON, MO 63366-4476
Document Number	0000070151
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 RENAUD PASS O FALLON MO 633664476, O FALLON, MO 63366-4476

Mortgage

Document Number	0000070151
Date	Sep 22, 2020
Instrument	70151

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 RENAUD PASS, O FALLON, MO 63366-4476
Document Number	0072042393
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 RENAUD PASS O FALLON MO 633664476, O FALLON, MO 63366-4476

Mortgage

Document Number	0072042393
Date	Dec 26, 2019
Book Page	007204/002393
Instrument	741820

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00	$81,172 (+8.83%)	$427,222 (+8.83%) Land $80,000 Building $347,222
2023		$74,584
2022			$392,549 Land $50,000 Building $342,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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