3 Renaud Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 3 Renaud Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,156 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Sep 2019)
Tax Bill	$5,055 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T020300707`

Property Details

APN / Parcel Number

Primary APN	`T020300707`
Alternative APN	`2-0104-8913-00-0203.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,156 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T020300707
Old Parcel Number	T020300707
Street Address	3 RENAUD PASS
City	O FALLON
State	MO
Zip	63366-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG C #3 LOT 203
Legal Range	03E
Legal Township	46N
Legal Subdivision	CROSSINGS VLG C #3
Legal Lot Number	203
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3 RENAUD PASS, O FALLON, MO 63366-4476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Oct 19, 2012 · Amount on Record
Deed Document Number	0071391705
Deed Book / Page	7139 / 1705
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 RENAUD PASS, O FALLON, MO 63366-4476
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RENAUD PASS, O FALLON, MO 63366-4476

Mortgage

Document Number	0000001587
Date	Jan 7, 2022
Instrument	2022R-001587

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2019
Property Address	3 RENAUD PASS, O FALLON, MO 63366-4476
Document Number	0071391705
Book / Page	7139 / 1705
Map Reference	MB 38 PG 248
Instrument Date	Aug 18, 2019
Instrument	20190910000491120
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RENAUD PASS, O FALLON, MO 63366-4476

Mortgage

Document Number	20190910000491130
Date	Sep 10, 2019
Instrument	20190910000491130

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,055.00	$78,858 (+9.01%)	$415,043 (+9.01%) Land $80,000 Building $335,043
2023		$72,339
2022			$380,729 Land $50,000 Building $330,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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