4 Renaud Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 4 Renaud Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,044 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Aug 2010)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T020300700`

Property Details

APN / Parcel Number

Primary APN	`T020300700`
Alternative APN	`2-0104-8913-00-0196.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,044 sqft Living Area
1st Floor Area	1,674 sqft
Basement Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	66 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T020300700
Old Parcel Number	T020300700
Street Address	4 RENAUD PASS
City	O FALLON
State	MO
Zip	63366-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG C #3 LOT 196
Legal Range	03E
Legal Township	46N
Legal Subdivision	CROSSINGS VLG C #3
Legal Lot Number	196
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4 RENAUD PASS, O FALLON, MO 63366-4476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2010 · Amount on Record
Deed Sale	Aug 27, 2010 · Amount on Record
Prior Sale	Aug 27, 2010 · Amount on Record
Deed Document Number	0054380763
Deed Book / Page	5438 / 763
Last Transfer Date	Jun 8, 2021
Transfer Doc	0000048732
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 RENAUD PASS, O FALLON, MO 63366-4476
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RENAUD PASS, O FALLON, MO 63366-4476

Mortgage

Document Number	2021R056688
Date	Jul 6, 2021
Instrument	2021R-056688

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 8, 2021
Property Address	4 RENAUD PASS, O FALLON, MO 63366-4476
Document Number	2021R048732
Map Reference	MB 38 PG 248
Instrument Date	Jun 7, 2021
Instrument	2021R-048732
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RENAUD PASS, O FALLON, MO 63366-4476

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,105.00	$79,655 (+9.01%)	$419,238 (+9.01%) Land $80,000 Building $339,238
2023		$73,070
2022			$384,579 Land $50,000 Building $334,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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