8 Ramsey Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 8 Ramsey Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	3,106 sqft · built 2022
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2021)
Tax Bill	$23,001 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-01003-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`05-01003-0000-00008`
Alternative APNs	`050100300008` `00024542`

Interior

Stories	1 Story
Building Area	3,106 sqft Living Area
1st Floor Area	3,106 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00024542
Street Address	8 RAMSEY RD
City	EDISON
State	NJ
Zip	08820-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	100X200
Legal Subdivision	COLONIA HEIGHTS
Legal Block	1003
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2004
Census Tract	1409

Owner

8 Ramsey Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 RAMSEY RD, EDISON, NJ 08820-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage FULTON BANK NA
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE CU
Jun 1, 2021	Deed, Construction Loan · Construction Mortgage FULTON BANK NA
Sep 28, 2020	Grant Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	202172039
Deed Book / Page	18468 / 1253
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	8 RAMSEY RD, EDISON, NJ 08820-2318
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RAMSEY RD, EDISON, NJ 08820-2318

Mortgage

Document Number	0000003577
Date	Jan 16, 2026
Book Page	19928/102
Instrument	2026003577

Lender

Name	FULTON BANK NA
Type	Bank
Address	EAST PETERSBURG, PA 17520

Agreement

Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	8 RAMSEY RD, EDISON, NJ 08820-2318
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065074
Date	Oct 24, 2025
Book Page	19858/1868
Instrument	2025065074

Lender

Name	AMERICAN HERITAGE CU
Type	Credit Union
Address	PHILADELPHIA, PA 19115

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 1, 2021
Property Address	8 RAMSEY RD, EDISON, NJ 08820-2318
Document Number	0000072039
Book / Page	18468 / 1253
Instrument Date	May 13, 2021
Instrument	2021072039
Transaction Type	Construction Loan
Record Updated	Apr 12, 2024
Title Company	TITLE US LLC, TITLE TRUST LLC

Transaction

Amount	Amount on Record
Tax	$4,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 SKYTOP RD, EDISON, NJ 08820-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RAMSEY RD, EDISON, NJ 08820-2318

Mortgage

Document Number	0000072040
Date	Jun 1, 2021
Instrument	2021072040

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 28, 2020
Property Address	8 RAMSEY RD, EDISON, NJ 08820-2318
Document Number	0000092530
Book / Page	018050 / 000182
Instrument Date	Aug 19, 2020
Instrument	92530
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 RAMSEY RD EDISON NJ 088202318, EDISON, NJ 08820-2318

Tax Assessment & Valuation

The 2025 property tax bill for 8 Ramsey Rd was $23,001.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,500 (-) Land $110,000 Building $276,500	$386,500 (-) Land $110,000 Building $276,500
2025	$23,001.00 (-0.03%)	$386,500 Land $110,000 Building $276,500	$386,500 Land $110,000 Building $276,500
2024	$23,008.00
2023		$386,500 Land $110,000 Building $276,500	$386,500 Land $110,000 Building $276,500
2022	$22,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Ramsey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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