7 Ramsey Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 7 Ramsey Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	3,286 sqft · built 1994
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Sep 2020)
Tax Bill	$19,882 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`05-01004-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`05-01004-0000-00014`
Alternative APNs	`050100400014` `00024568`

Interior

Stories	2 Stories
Building Area	3,286 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00024568
Street Address	7 RAMSEY RD
City	EDISON
State	NJ
Zip	08820-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	100X230
Legal Block	1004
Legal Lot Number	14
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2005
Census Tract	1409

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RAMSEY RD, EDISON, NJ 08820-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 21, 2019	Bargain and Sale Deed, Construction Loan · Construction Mortgage HAYMARKET ISURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	202082585
Deed Book / Page	18014 / 1060
Prior Transfer Date	Aug 11, 2017
Prior Transfer Doc	0009200283
Record Updated	Oct 29, 2026

September 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 3, 2020
Property Address	7 RAMSEY RD, EDISON, NJ 08820-2319
Document Number	0000082585
Book / Page	18014 / 1060
Instrument Date	Aug 20, 2020
Instrument	2020082585
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022
Title Company	CBIG MEMBERS ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 GLENWOOD AVENUE, 9990, MUHLENBERG, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RAMSEY RD, EDISON, NJ 08820-2319

Mortgage

Document Number	0000082586
Date	Sep 3, 2020
Instrument	2020082586

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

February 2019: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 21, 2019
Property Address	7 RAMSEY RD, EDISON, NJ 08820-2319
Document Number	0000013055
Book / Page	17427 / 1320
Instrument Date	Jan 28, 2019
Instrument	201900013055
Transaction Type	Construction Loan
Record Updated	Aug 18, 2022
Title Company	PREMIUM TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.10
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 GLENWOOD AVE, PLAINFIELD, NJ 07060-3420

Mortgage

Document Number	0000013056
Date	Feb 21, 2019
Instrument	201900013056

Lender

Name	HAYMARKET ISURANCE CO
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,600 (+1.95%) Land $110,000 Building $230,600	$340,600 (+1.95%) Land $110,000 Building $230,600
2025	$19,882.00 (-0.03%)	$334,100 (-) Land $110,000 Building $224,100	$334,100 (-) Land $110,000 Building $224,100
2024	$19,888.00 (+0.51%)
2023		$334,100 Land $110,000 Building $224,100	$334,100 Land $110,000 Building $224,100
2022	$19,788.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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