2 Ramsey Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 2 Ramsey Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	4,160 sqft · built 2023
Lot Size	0.441 acres (19,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,584,000 (Jan 2024)
Tax Bill	$32,885 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-01003-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`05-01003-0000-00011`
Alternative APNs	`050100300011` `00024545`

Interior

Stories	1 Story
Building Area	4,160 sqft Living Area
1st Floor Area	4,160 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	19,200 sqft (0.441 acres)
Lot Dimensions	200 ft deep x 96 ft wide

Location & Zoning

Account Number	00024545
Street Address	2 RAMSEY RD
City	EDISON
State	NJ
Zip	08820-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	96X200 IRR
Legal Subdivision	COLONIA HEIGHTS
Legal Block	1003
Legal Lot Number	11
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2004
Census Tract	1409

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 RAMSEY RD, EDISON, NJ 08820-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE
Jan 8, 2024	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 8, 2022	Deed, Transfer PROVIDENCE ABSTRACT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	20241332
Deed Book / Page	19375 / 1404
Last Transfer Date	Sep 21, 2024
Transfer Doc	0000056167
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 28, 2026
Property Address	2 RAMSEY RD, EDISON, NJ 08820-2318
Document Number	0000026993
Book / Page	20009 / 1759
Instrument Date	Apr 20, 2026
Instrument	202626993
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RAMSEY RD, EDISON, NJ 08820-2318

Mortgage

Document Number	0000026993,
Date	Apr 28, 2026
Book Page	20009/1759
Instrument	202626993

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 8, 2024
Property Address	2 RAMSEY RD, EDISON, NJ 08820-2318
Document Number	0000001332
Book / Page	19375 / 1404
Instrument Date	Nov 30, 2023
Instrument	2024001332
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,481.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 RAMSEY RD, EDISON, NJ 08820-2318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RAMSEY RD, EDISON, NJ 08820-2318

Mortgage

Document Number	0000001333
Date	Jan 8, 2024
Instrument	2024001333

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 8, 2022
Property Address	2 RAMSEY RD, EDISON, NJ 08820-2318
Document Number	0000053748
Book / Page	18949 / 1074
Instrument Date	May 21, 2022
Instrument	2022053748
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 MORNINGSIDE DR, 3, PENNINGTON, NJ 08534-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PARK AVE, CARTERET, NJ 07008-1315

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,600 (-) Land $107,600 Building $445,000	$552,600 (-) Land $107,600 Building $445,000
2025	$32,885.00 (-0.03%)	$552,600 (+413.57%) Land $107,600 Building $445,000	$552,600 (+413.57%) Land $107,600 Building $445,000
2024	$32,896.00 (+187.33%)
2023		$107,600 (-44.34%) Land $107,600	$107,600 (-44.34%) Land $107,600
2022	$11,449.00	$193,300 Land $107,600 Building $85,700	$193,300 Land $107,600 Building $85,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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