8 Oak Aly, Guyton, GA 31312 Property Records

Effingham County property record for 8 Oak Aly, Guyton, GA 31312

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$533 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G0210-194-000`

Property Details

APN / Parcel Number

Primary APN	`G0210-194-000`
Alternative APNs	`G0210001000` `G0210194` `22255`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	10,454 sqft (0.24 acres)
Garage Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	22255
Street Address	8 OAK ALY
City	GUYTON
State	GA
Zip	31312-5389
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1
Legal Description	.24 AC LOT 194 OUT G21-1A
Legal Subdivision	MOSSY HOLLOW
Legal Lot Number	194
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	4
Census Block	4058
Census Tract	30204

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 OAK ALY, GUYTON, GA 31312-5389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Apr 30, 2026	Deed of Trust BANK SOUTH MORTGAGE
Apr 30, 2026	Deed of Trust BANK SOUTH MORTGAGE
Apr 30, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026
Deed Sale	May 14, 2026
Prior Sale	Apr 30, 2026 · Amount on Record
Deed Book / Page	3043 / 838
Prior Transfer Date	May 7, 2026
Prior Transfer Doc	003043/838
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 14, 2026
Property Address	8 OAK ALY, GUYTON, GA 31312-5389
Document Number	003043/838
Book / Page	3043 / 838
Instrument Date	May 7, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 30, 2026
Property Address	8 OAK ALY, GUYTON, GA 31312-5389
Document Number	0000003040/0000000808
Book / Page	3040 / 808
Instrument Date	Apr 29, 2026
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 TILLER WAY, PORT WENTWORTH, GA 31407-9271

Mortgage

Document Number	3040000808,
Date	Apr 30, 2026
Book Page	3040/808

Lender

Name	BANK SOUTH MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 30, 2026
Property Address	8 OAK ALY, GUYTON, GA 31312-5389
Document Number	0000003040/0000000836
Book / Page	3040 / 836
Instrument Date	Apr 29, 2026
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3040000836,
Date	Apr 30, 2026
Book Page	3040/836

Lender

Name	BANK SOUTH MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 30, 2026
Property Address	8 OAK ALY, GUYTON, GA 31312-5389
Document Number	3040000806
Book / Page	3040 / 806
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003040/0000000808,
Date	Apr 30, 2026
Book Page	3040/808

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	3040000836,
Date	Apr 30, 2026
Book Page	3040/836

Lender

Name	MORTGAGE MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Guyton City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,390 (+691.99%) Land $17,600 Building $121,790	$348,474 (+691.99%) Land $44,000 Building $304,474
2025	$533.00 (+6.81%)	$17,600 (-) Land $17,600	$44,000 (-) Land $44,000
2024	$499.00 (+12.9%)	$17,600 (+18.92%) Land $17,600	$44,000 (+18.92%) Land $44,000
2022	$442.00	$14,800 Land $14,800	$37,000 Land $37,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Aly

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