2 Oak Aly, Guyton, GA 31312 Property Records

Effingham County property record for 2 Oak Aly, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,662 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2026)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G0210-197-000`

Property Details

APN / Parcel Number

Primary APN	`G0210-197-000`
Alternative APNs	`G0210001000` `G0210197` `22258`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,662 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Garage Area	460 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22258
Street Address	2 OAK ALY
City	GUYTON
State	GA
Zip	31312-5389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.23 AC LOT 197 (OUT G21-1A)
Legal Subdivision	MOSSY HOLLOW
Legal Lot Number	197
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	4
Census Block	4058
Census Tract	30204

Owner

Source: Effingham County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OAK ALY, GUYTON, GA 31312-5389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS
Jul 23, 2020	Warranty Deed, Subdivision Related Transfer
Nov 15, 2019	Warranty Deed, Transfer
Mar 1, 2019	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Nov 25, 2024
Deed Document Number	20268412
Deed Book / Page	3071 / 159
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 23, 2026
Property Address	2 OAK ALY, GUYTON, GA 31312-5389
Document Number	0000008412
Book / Page	3071 / 159
Instrument Date	Sep 21, 2026
Instrument	20268412
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000841,
Date	Sep 23, 2026
Book Page	3071/164
Instrument	2026841

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2 OAK ALY, GUYTON, GA 31312-5389
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK LN, RINCON, GA 31326-8817

Mortgage

Document Number	0000002609/0000000493
Date	Jul 27, 2020
Book Page	0000002609/0000000493
Instrument	007305

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 23, 2020
Property Address	2 OAK ALY, GUYTON, GA 31312-5389
Document Number	002609/492
Book / Page	2609 / 492
Instrument Date	Jul 23, 2020
Instrument	2020-001987
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ALY, GUYTON, GA 31312-5389

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 15, 2019
Property Address	2 OAK ALY, GUYTON, GA 31312-5389
Document Number	002557/614
Book / Page	2557 / 614
Instrument Date	Nov 15, 2019
Instrument	2019-003103
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

March 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 1, 2019
Property Address	2 OAK ALY, GUYTON, GA 31312-5389
Document Number	002513/837
Book / Page	2513 / 837
Instrument Date	Mar 1, 2019
Instrument	2019-000551
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 DURDEN DR, POOLER, GA 31322-2301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Guyton City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,944 (+13.89%) Land $17,600 Building $150,344	$419,861 (+13.89%) Land $44,000 Building $375,861
2025	$4,816.00 (+6.83%)	$147,468 (-1.55%) Land $17,600 Building $129,868	$368,669 (-1.55%) Land $44,000 Building $324,669
2024	$4,508.00 (+32.28%)	$149,785 (+32.93%) Land $17,600 Building $132,185	$374,462 (+32.93%) Land $44,000 Building $330,462
2022	$3,408.00 Homeowner's exemption	$112,677 Land $14,800 Building $97,877	$281,693 Land $37,000 Building $244,693

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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