4 Oak Aly, Guyton, GA 31312 Property Records

Effingham County property record for 4 Oak Aly, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,468 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$259,350 (Jul 2020)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Jul 2020 Sale Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0210-196-000`

Property Details

APN / Parcel Number

Primary APN	`G0210-196-000`
Alternative APNs	`G0210001000` `G0210196` `22257`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,468 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	546 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22257
Street Address	4 OAK ALY
City	GUYTON
State	GA
Zip	31312-5389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.23 AC LOT 196 (OUT G21-1A)
Legal Subdivision	MOSSY HOLLOW
Legal Lot Number	196
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	4
Census Block	4058
Census Tract	30204

Owner

4 Oak Aly is owned and occupied by two individuals who acquired it in July 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 OAK ALY, GUYTON, GA 31312-5389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer
Jul 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS
Nov 15, 2019	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	20202005
Deed Book / Page	2609 / 448
Last Transfer Date	Jul 30, 2020
Transfer Doc	002612/511
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 30, 2020
Property Address	4 OAK ALY, GUYTON, GA 31312-5389
Document Number	002612/511
Book / Page	2612 / 511
Instrument Date	Jul 30, 2020
Instrument	2020-002125
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK ALY, GUYTON, GA 31312-5389

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 23, 2020
Property Address	4 OAK ALY, GUYTON, GA 31312-5389
Document Number	002609/448
Book / Page	2609 / 448
Instrument Date	Jul 23, 2020
Instrument	2020-002005
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK ALY, GUYTON, GA 31312-5389

Mortgage

Document Number	0000002609/0000000449
Date	Jul 27, 2020
Book Page	0000002609/0000000449
Instrument	007300

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 15, 2019
Property Address	4 OAK ALY, GUYTON, GA 31312-5389
Document Number	002557/615
Book / Page	2557 / 615
Instrument Date	Nov 15, 2019
Instrument	2019-003104
Transaction Type	Construction Loan
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4 Oak Aly was $4,499 with a homeowner's exemption.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Guyton City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,946 (+14.42%) Land $17,600 Building $156,346	$434,864 (+14.42%) Land $44,000 Building $390,864
2025	$4,499.00 Homeowner's exemption	$152,027 Land $17,600 Building $134,427	$380,068 Land $44,000 Building $336,068
2022	$3,281.00	$109,716 Land $14,800 Building $94,916	$274,289 Land $37,000 Building $237,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Oak Aly in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Oak Aly is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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