8 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 8 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1984
Lot Size	0.301 acres (13,125 sqft)
Owner	Individual Name on File
Last Sale	$93,100 (Jun 2026)
Tax Bill	$5,288 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`686460A000`

Property Details

APN / Parcel Number

Primary APN	`686460A000`
Alternative APN	`4-0056-4311-00-0017.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	2,100 sqft
Basement Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,125 sqft (0.301 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	686460A000
Street Address	8 NORMANDY DR
City	LAKE SAINT LOUIS
State	MO
Zip	63367-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	LSL #2 LOT 17
Legal Subdivision	LSL #2 RESUB #105 & #113
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2010
Census Tract	311903

Owner

8 Normandy Dr is owned and occupied by an individual who bought it in June 2026.

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2024	Warranty Deed, Transfer SELECT TITLE GROUP
Dec 2, 2021	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Jan 24, 2024 · Amount on File
Deed Document Number	202630011
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000097803
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 26, 2026
Property Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Document Number	0000030011
Instrument Date	Jun 3, 2026
Instrument	202630011
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615

Mortgage

Document Number	0000030013,
Date	Jun 26, 2026
Instrument	202630013

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2024
Property Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Document Number	0000002767
Map Reference	MB 12 PG 2
Instrument Date	Jan 18, 2024
Instrument	2024R-002767
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 HIGHWAY N, MONTGOMERY CITY, MO 63361-5510

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 2, 2021
Property Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Document Number	0000097804
Map Reference	MB 12 PG 2
Instrument Date	Nov 30, 2021
Instrument	2021R-097804
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 NORMANDY DR, 8, LAKE SAINT LOUIS, MO 63367-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615

Mortgage

Document Number	0000097805
Date	Dec 2, 2021
Instrument	2021R-097805

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067880901
Date	Aug 8, 2017
Book Page	6788/0901
Instrument	20170808000496450

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Lake St. Louis City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,406 (-)	$396,878 (-) Land $65,291 Building $331,587
2025	$5,288.00	$75,406 (+51.91%)	$396,878 (+51.91%) Land $65,291 Building $331,587
2023		$49,639
2022			$261,262 Land $47,117 Building $214,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Normandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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