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12 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 12 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,360 sqft · built 1983
Lot Size0.301 acres (13,125 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Aug 2020)
Tax Bill$4,852 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN686520A000

Property Details

APN / Parcel Number

Primary APN686520A000
Alternative APN
  • 4-0056-4311-00-0019.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,360 sqft Living Area
1st Floor Area1,267 sqft
Basement Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area13,125 sqft
Lot Dimensions125 ft deep x 105 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area60 sqft
Patio Area218 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number686520A000
Old Parcel Number686520A000
Street Address12 NORMANDY DR
CityLAKE SAINT LOUIS
StateMO
Zip63367-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionLSL #2 LOT 19
Legal Range02E
Legal Township47N
Legal SubdivisionLSL #2 RESUB #105 & #113
Legal Lot Number19
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group2
Census Block2010
Census Tract311903

Owner

12 Normandy Dr is owned and occupied by an individual who bought it in August 2020.

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on File
Deed SaleAug 11, 2020 · Amount on File
Prior SaleSep 29, 2014
Deed Document Number0073682097
Deed Book / Page7368 / 2097
Record UpdatedJun 8, 2026

August 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateAug 11, 2020
Property Address12 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Document Number0000574310
Book / Page7368 / 2097
Map ReferenceMB 12 PG 2
Instrument DateAug 7, 2020
Instrument20200811000574310
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2323 HIDDEN MEADOW LN, 2323, BALLWIN, MO 63021-5838

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615

Mortgage

Document Number0000574320
DateAug 11, 2020
Instrument20200811000574320
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityLake St. Louis City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,852.00$69,150 (+12.67%)$363,944 (+12.67%) Land $65,291 Building $298,653
2023$61,375
2022$323,028 Land $47,117 Building $275,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Normandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Wisper ISP.

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