5 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 5 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,728 sqft · built 1968
Lot Size	0.224 acres (9,779 sqft)
Owner	2 Company Names on File
Last Sale	$253,000 (Oct 2010)
Tax Bill	$6,417 (2025)
Deeds & Mortgages	Nov 2022 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700347A000`

Property Details

APN / Parcel Number

Primary APN	`700347A000`
Alternative APN	`4-0056-4311-00-0042.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,728 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,668 sqft
Basement Area	1,234 sqft
Finished Basement	1,060 sqft
Unfinished Basement	174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,779 sqft (0.224 acres)
Lot Dimensions	127 ft deep x 77 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	700347A000
Street Address	5 NORMANDY DR
City	LAKE SAINT LOUIS
State	MO
Zip	63367-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	LSL #2 RESUB #105 & 113 LOT 42
Legal Subdivision	LSL #2 RESUB #105 & #113
Legal Lot Number	42
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2000
Census Tract	311903

Owner

5 Normandy Dr is owned by a company that bought it in October 2010 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	5 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Intrafamily Transfer, Transfer
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2010 · Amount on File
Deed Sale	Oct 18, 2010 · Amount on File
Deed Document Number	2010682380
Deed Book / Page	5472 / 2400
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0000137320
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 9, 2022
Property Address	5 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1614
Document Number	0000060820
Map Reference	MB 13 PG 20
Instrument Date	Oct 26, 2022
Instrument	2022R-060820
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 NORMANDY DR, LAKE ST LOUIS, MO 63367-1614

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NORMANDY DR, LAKE ST LOUIS, MO 63367-1614

Mortgage

Document Number	0073791068
Date	Aug 24, 2020
Book Page	7379/1068
Instrument	20200824000612420

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Lake St. Louis City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,056 (+1.6%)	$489,768 (+1.6%) Land $225,040 Building $264,728
2025	$6,417.00	$91,590 (+12.93%)	$482,053 (+12.93%) Land $225,040 Building $257,013
2023		$81,103
2022			$426,854 Land $162,400 Building $264,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Normandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on Normandy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures