8 Karat Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 8 Karat Path, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,086 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2026)
Tax Bill	$341 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7065-00590-0080`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7065-00590-0080`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,086 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8 KARAT PATH
City	PALM COAST
State	FL
Zip	32164-5669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 65 BLOCK 00059 LOT 0008 SUBDIVISION COMPLETION YEAR 1983 OR 553 PG 1539 OR 790 PG 490 OR 985 PG 1692
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	59
Legal Lot Number	8
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2024
Census Tract	60208

Owner

8 Karat Path is owned and occupied by two individuals who bought it in May 2026.

Source: Flagler County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 KARAT PATH, PALM COAST, FL 32164-5669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Sep 22, 2003 · Amount on File
Deed Document Number	202619501
Deed Book / Page	3054 / 1015
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 13, 2026
Property Address	8 KARAT PATH, PALM COAST, FL 32164-5669
Document Number	0000019501
Book / Page	3054 / 1015
Instrument Date	May 7, 2026
Instrument	2026.19501
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	PIONEER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173,215.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8 KARAT PATH, PALM COAST, FL 32164-5669

Mortgage

Document Number	0000019502,
Date	May 13, 2026
Book Page	3054/1017
Instrument	2026.19502

Lender

Name	MORTGAGE FIRM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 8 Karat Path was $341 with exemptions applied, down 2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$341.00 (-2.01%) Homeowner's exemption Senior Citizen's exemption	$88,779	$203,079 Land $51,000 Building $152,079
2024	$348.00 (+3.88%)
2023	$335.00 (+2.13%) Homeowner's exemption Additional exemption filed	$83,764 (+3%)	$202,655 (+4.27%) Land $42,000 Building $160,655
2022	$328.00 Homeowner's exemption Additional exemption filed	$81,324	$194,361 Land $45,000 Building $149,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Karat Path in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	4 (2001–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2019
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Karat Path is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20