1 Karat Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 1 Karat Path, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,438 sqft · built 2021
Lot Size0.321 acres (13,983 sqft)
OwnerIndividual Name on File
Last Sale$211,990 (Mar 2021)
Tax Bill$3,876 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7065-00600-0010

Property Details

APN / Parcel Number

Primary APN07-11-31-7065-00600-0010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,438 sqft Living Area
1st Floor Area1,438 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area13,983 sqft (0.321 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1 KARAT PATH
CityPALM COAST
StateFL
Zip32164-5666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDPX
Legal DescriptionPALM COAST SECTION 65 BLOCK 00060 LOT 0001 SUBDIVISION COMPLETION YEAR 1983 OR 247 PG 729 OR 1731/1789-OD OR 1742/820
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block60
Legal Lot Number1
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2026
Census Tract60208

Owner

1 Karat Path is owned and occupied by an individual who acquired it in April 2022.

Source: Flagler County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address1 KARAT PATH, PALM COAST, FL 32164-5666
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2021Special Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 9, 2020Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2021 · Amount on File
Deed SaleMar 30, 2021 · Amount on File
Prior SaleNov 9, 2020 · Amount on File
Deed Document Number202117045
Deed Book / Page2544 / 1672
Last Transfer DateApr 25, 2022
Transfer Doc0026860104
Record UpdatedJun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateMay 10, 2022
Property Address1 KARAT PATH, PALM COAST, FL 32164-5666
Document Number0026860104
Book / Page2686 / 104
Map ReferenceMB 17 PG 56
Instrument DateApr 25, 2022
Instrument2022024359
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1 KARAT PATH, 1, PALM COAST, FL 32164-5666

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 KARAT PATH, PALM COAST, FL 32164-5666

Mortgage

Document Number0002686108
DateMay 10, 2022
Instrument2686/108
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateMar 30, 2021
Property Address1 KARAT PATH, PALM COAST, FL 32164-5666
Document Number0025441672
Book / Page2544 / 1672
Map ReferenceMB 17 PG 56
Instrument DateMar 25, 2021
Instrument2021017045
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,484.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3300 BATTLEGROUND AVE STE 101, 3300, GREENSBORO, NC 27410-2447

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 KARAT PATH, PALM COAST, FL 32164-5666

Mortgage

Document Number0025441674
DateMar 30, 2021
Instrument2544/1674
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateNov 9, 2020
Property Address1 KARAT PATH, PALM COAST, FL 32164-5666
Document Number0024931800
Book / Page002493 / 001800
Instrument DateNov 3, 2020
Instrument46432
Transaction TypeTransfer
Record UpdatedNov 18, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3091 GOVERNORS LAKE DR #300 PEACHTREE CORNERS GA 300711133, 300, PEACHTREE CORNERS, GA 30071-1133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1 Karat Path was $3,876 with a homeowner's exemption, up 0.6% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,876.00 (+0.6%) Homeowner's exemption$256,468 Land $51,000 Building $205,468$256,468 Land $51,000 Building $205,468
2024$3,853.00 (-3.55%)
2023$3,995.00 (-0.15%) Homeowner's exemption$258,354 (+2.13%) Land $42,000 Building $216,354$258,354 (+2.13%) Land $42,000 Building $216,354
2022$4,001.00 Homeowner's exemption$252,975 Land $45,000 Building $207,975$252,975 Land $45,000 Building $207,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Karat Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 58 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims4 (2001–2019)
Claims Outside the SFHA2 of 4
Most Recent ClaimDec 2019
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Karat Path is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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