Flagler County property record for 15 Karat Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,598 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Oct 2021) |
| Tax Bill | $3,702 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7065-00550-0310 |
| Primary APN | 07-11-31-7065-00550-0310 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,409 sqft |
| 1st Floor Area | 1,598 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 KARAT PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SECTION 65 BLOCK 00055 LOT 0031 SUBDIVISION OR 553 PG 1539 OR 790 PG 490 OR 1183 PG 940 OR 1183 PG 942 OR 1423/1096 OR 2298/1747- DAVID C KEENAN TRUST & MARY E KEENAN TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 55 |
| Legal Lot Number | 31 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 60208 |
15 Karat Path is owned and occupied by two individuals who bought it in October 2021.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 KARAT PATH, PALM COAST, FL 32164-5666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 13, 2018 | Warranty Deed, Transfer COAST TITLE, COAST TITLE INS AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Prior Sale | Aug 13, 2018 · Amount on File |
| Deed Document Number | 202158434 |
| Deed Book / Page | 2619 / 1969 |
| Prior Transfer Date | Apr 14, 2006 |
| Prior Transfer Doc | 0014231096 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 22, 2021 |
| Property Address | 15 KARAT PATH, PALM COAST, FL 32164-5666 |
| Document Number | 0026191969 |
| Book / Page | 2619 / 1969 |
| Map Reference | MB 17 PG 56-67 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021058434 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3505 E MCGEE RD, 3505, COLUMBIA, MO 65202-8360 |
| Name | Verified Name |
|---|---|
| Address | 15 KARAT PATH, PALM COAST, FL 32164-5666 |
| Document Number | 26191972 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2619/1972 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 13, 2018 |
| Property Address | 15 KARAT PATH, PALM COAST, FL 32164-5666 |
| Document Number | 0022981747 |
| Book / Page | 002298 / 001747 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 30113 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | COAST TITLE, COAST TITLE INS AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,329.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3505 E MCGEE RD COLUMBIA MO 652028360, COLUMBIA, MO 65202-8360 |
The 2025 property tax bill for 15 Karat Path was $3,702 with a homeowner's exemption, up 0.7% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,702.00 (+0.65%) Homeowner's exemption | $246,858 Land $51,000 Building $195,858 | $246,858 Land $51,000 Building $195,858 |
| 2024 | $3,678.00 (-3.74%) | ||
| 2023 | $3,821.00 (-1.19%) Homeowner's exemption | $248,990 (+1.23%) Land $42,000 Building $206,990 | $248,990 (+1.23%) Land $42,000 Building $206,990 |
| 2022 | $3,867.00 Homeowner's exemption | $245,976 Land $45,000 Building $200,976 | $245,976 Land $45,000 Building $200,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Karat Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 4 (2001–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Karat Path is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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