8 Hidden Cove Loop, Pacific Beach, WA 98571 Property Records

Grays Harbor County property record for 8 Hidden Cove Loop, Pacific Beach, WA 98571

Property Summary

Property Type	Single Family Home
Details	2,437 sqft · built 2019
Lot Size	0.125 acres (5,457 sqft)
Owner	2 Trust Names on Record
Last Sale	$850,000 (Feb 2020)
Tax Bill	$14,914 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`816100040900`

Property Details

APN / Parcel Number

Primary APN	`816100040900`

Interior

Stories	2 Stories
Building Area	2,921 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Foundation Type	Concrete
Lot Area	5,457 sqft (0.125 acres)
Garage Area	286 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	8 HIDDEN COVE LOOP
City	PACIFIC BEACH
State	WA
Zip	98571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEABROOK DIV 4A , Lot 409
Legal Range	29
Legal Township	12
Legal Section	20
Legal Subdivision	SEABROOK
Legal Lot Number	409
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	OCEAN SHORES
Census Block Group	2
Census Block	2036
Census Tract	202

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	916 S WASHINGTON ST, TACOMA, WA 98405-2163
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Feb 21, 2020	Warranty Deed, Subdivision Related Transfer GRAYS HARBOR TITLE
Mar 1, 2019	Trustee's Deed, Construction Loan · Line of Credit COMMENCEMENT BK
Feb 7, 2019	Quit Claim Deed, Transfer GRAYS HARBOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	202048
Prior Transfer Date	Jan 31, 2019
Prior Transfer Doc	0000000006
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	8 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002260011
Date	Feb 26, 2021
Instrument	2021-02260011

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	12.3%

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 21, 2020
Property Address	8 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0002210048
Instrument Date	Feb 18, 2020
Instrument	2210048
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2020
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Tax	$12,110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	916 S WASHINGTON ST TACOMA WA 984052163, TACOMA, WA 98405-2163

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 1, 2019
Property Address	8 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Instrument Date	Feb 20, 2019
Instrument	3010013
Transaction Type	Construction Loan
Record Updated	Apr 11, 2019
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 FRONT ST PACIFIC BEACH WA 98571, PACIFIC BEACH, WA 98571

Mortgage

Document Number	0003010013
Date	Mar 1, 2019
Instrument	3010013

Lender

Name	COMMENCEMENT BK
Type	Bank
Address	OLYMPIA, WA 98601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 7, 2019
Property Address	8 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0002070006
Instrument Date	Jan 31, 2019
Instrument	2070006
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	GRAYS HARBOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 422 PACIFIC BEACH WA 985710422, PACIFIC BEACH, WA 98571-0422

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	North Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,914.00 (+4.76%)
2025		$2,181,375 (-) Land $1,014,564 Building $1,166,811	$2,181,375 (-) Land $1,014,564 Building $1,166,811
2024	$14,237.00	$2,181,375 Land $1,014,564 Building $1,166,811	$2,181,375 Land $1,014,564 Building $1,166,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2021–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC BEACH/MOCLIPS serves 2,372 people · EPA ID WA5300333
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coast Communications Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Velocity Communications, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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