18 Hidden Cove Loop, Pacific Beach, WA 98571 Property Records

Grays Harbor County property record for 18 Hidden Cove Loop, Pacific Beach, WA 98571

Property Summary

Property Type	Single Family Home
Details	2,574 sqft · built 2020
Lot Size	0.111 acres (4,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,941,000 (May 2026)
Tax Bill	$12,501 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`816100040800`

Property Details

APN / Parcel Number

Primary APN	`816100040800`

Interior

Stories	2 Stories
Building Area	2,574 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Foundation Type	Concrete
Lot Area	4,829 sqft (0.111 acres)

Location & Zoning

Street Address	18 HIDDEN COVE LOOP
City	PACIFIC BEACH
State	WA
Zip	98571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEABROOK DIV 4A , Lot 408
Legal Range	29
Legal Township	12
Legal Section	20
Legal Subdivision	SEABROOK
Legal Lot Number	408
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	OCEAN SHORES
Census Block Group	2
Census Block	2036
Census Tract	202

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10832 NE 190TH PL, BOTHELL, WA 98011-3382
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage SEABROOK CONSTRUCTION COMPANY LLC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETAP EQUITY PARTNERS LLC
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2020	Warranty Deed, Transfer GRAYS HARBOR TITLE
Aug 31, 2020	Quit Claim Deed, Transfer GRAYS HARBOR TITLE
Sep 16, 2019	Quit Claim Deed, Transfer GRAYS HARBOR TITLE
Feb 15, 2019	Trustee's Deed, Construction Loan · Construction Mortgage TIMBERLAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	2026052225
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	0000000019
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 W MERCER WAY, MERCER ISLAND, WA 98040-4857

Mortgage

Document Number	0002080045
Date	Feb 8, 2021
Instrument	2021-02080045

Lender

Name	SEABROOK CONSTRUCTION COMPANY LLC
Type	Non-Lending Institution
Address	PACIFIC BEACH, WA 98571

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003260080
Date	Mar 26, 2021
Instrument	2021-03260080

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009190010
Date	Sep 19, 2023
Instrument	2023-09190010

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	May 22, 2026
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0000000025
Instrument Date	May 15, 2026
Instrument	202625
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,522,122.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10832 NE 190TH PL, BOTHELL, WA 98011-3382

Mortgage

Document Number	0000000026,
Date	May 22, 2026
Instrument	2026226

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 31, 2020
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0008310207
Instrument Date	Aug 25, 2020
Instrument	8310207
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Tax	$11,928.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6411 W MERCER WAY MERCER ISLAND WA 980404857, MERCER ISLAND, WA 98040-4857

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 31, 2020
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0008310206
Instrument Date	Aug 24, 2020
Instrument	8310206
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	GRAYS HARBOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 422 PACIFIC BEACH WA 985710422, PACIFIC BEACH, WA 98571-0422

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Sep 16, 2019
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0009160019
Instrument Date	Sep 1, 2019
Instrument	9160019
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	GRAYS HARBOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 422 PACIFIC BEACH WA 985710422, PACIFIC BEACH, WA 98571-0422

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 15, 2019
Property Address	18 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Instrument Date	Feb 8, 2019
Instrument	2150057
Transaction Type	Construction Loan
Record Updated	Mar 12, 2019
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 HIDDEN CV LOOP PACIFIC BEACH WA 98571, PACIFIC BEACH, WA 98571

Mortgage

Document Number	0002150057
Date	Feb 15, 2019
Instrument	2150057

Lender

Name	TIMBERLAND BK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	North Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,501.00 (-1.19%)
2025	$12,652.00 (+10.93%)	$1,812,352 (-) Land $985,324 Building $827,028	$1,812,352 (-) Land $985,324 Building $827,028
2024	$11,405.00	$1,812,352 Land $985,324 Building $827,028	$1,812,352 Land $985,324 Building $827,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2021–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC BEACH/MOCLIPS serves 2,372 people · EPA ID WA5300333
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coast Communications Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Velocity Communications, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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