41 Hidden Cove Loop, Pacific Beach, WA 98571 Property Records

Grays Harbor County property record for 41 Hidden Cove Loop, Pacific Beach, WA 98571

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,018 sqft · built 2017
Lot Size	0.073 acres (3,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Jun 2024)
Tax Bill	$7,234 (2026)
Deeds & Mortgages	Feb 2024 Transfer Apr 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`816100039700`

Property Details

APN / Parcel Number

Primary APN	`816100039700`

Interior

Stories	2 Stories
Building Area	1,620 sqft Living Area
Basement Area	602 sqft
Finished Basement	602 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Foundation Type	Concrete
Lot Area	3,162 sqft (0.073 acres)

Location & Zoning

Street Address	41 HIDDEN COVE LOOP
City	PACIFIC BEACH
State	WA
Zip	98571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEABROOK DIV 4A , Lot 397
Legal Range	29
Legal Township	12
Legal Section	20
Legal Subdivision	SEABROOK
Legal Lot Number	397
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	OCEAN SHORES
Census Block Group	2
Census Block	2036
Census Tract	202

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 337, ELMA, WA 98541-0337
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Intrafamily Transfer, Transfer
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Mar 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Jan 10, 2023	Quit Claim Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Sep 29, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
May 9, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WASHINGTON FIRST MORTGAGE LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	202418
Prior Transfer Date	Feb 5, 2024
Prior Transfer Doc	0000000009
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 28, 2024
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0002280009
Map Reference	VOL 12 PG 30-34
Instrument Date	Feb 5, 2024
Instrument	2024-02280009
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004020076
Date	Apr 2, 2021
Instrument	2021-04020076

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005190009
Date	May 19, 2021
Instrument	2021-05190009

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 NEWAUKUM VILLAGE DR, CHEHALIS, WA 98532-8873

Mortgage

Document Number	0003100033
Date	Mar 10, 2023
Instrument	2023-03100033

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	MORENO VALLEY, CA 92556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2053

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jan 10, 2023
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0001100026
Map Reference	VOL 12 PG 30-34
Instrument Date	Dec 21, 2022
Instrument	2023-01100026
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571

Mortgage

Document Number	0001100027
Date	Jan 10, 2023
Instrument	2023-01100027

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Sep 29, 2022
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0009290052
Map Reference	VOL 12 PG 30-34
Instrument Date	Sep 23, 2022
Instrument	2022-09290052
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 15, 2022
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0008150080
Map Reference	VOL 12 PG 30-34
Instrument Date	Aug 11, 2022
Instrument	2022-08150080
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,077.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 NEWAUKUM VILLAGE DR, CHEHALIS, WA 98532-8873

Mortgage

Document Number	0008150081
Date	Aug 15, 2022
Instrument	2022-08150081

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	May 9, 2018
Property Address	41 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0005090046
Map Reference	VOL12 PG30-34
Instrument Date	Apr 17, 2018
Instrument	2018-05090046
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2021
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,464.03
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2333 PERKINS LN W, SEATTLE, WA 98199-3803

Mortgage

Document Number	0005090048
Date	May 9, 2018
Instrument	2018-05090048

Lender

Name	WASHINGTON FIRST MORTGAGE LOAN CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	North Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,234.00 (+9.16%)
2025		$1,036,196 (-) Land $502,180 Building $534,016	$1,036,196 (-) Land $502,180 Building $534,016
2024	$6,627.00 (+2.11%)	$1,036,196 (+12.85%) Land $502,180 Building $534,016	$1,036,196 (+12.85%) Land $502,180 Building $534,016
2023	$6,490.00
2022		$918,232 Land $700,000 Building $218,232	$918,232 Land $700,000 Building $218,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2021–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC BEACH/MOCLIPS serves 2,372 people · EPA ID WA5300333
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coast Communications Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Velocity Communications, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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