8 Hemlock Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 8 Hemlock Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1967
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Dec 2024)
Tax Bill	$7,235 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00062-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`21-00062-0000-00020`
Alternative APNs	`210006200020` `033830`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	033830
Street Address	8 HEMLOCK RD
City	HOWELL
State	NJ
Zip	07731-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	LAND OPINES SEC 03
Legal Block	62
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3033
Census Tract	811200

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 HEMLOCK RD, HOWELL, NJ 07731-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 29, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 26, 2017	Grant Deed, Transfer · FHA Mortgage ACRE MTG & FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Aug 8, 2001 · Amount on Record
Deed Document Number	202487143
Deed Book / Page	9716 / 6252
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000005439
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	0000005439
Date	Jan 11, 2021
Book Page	009471/008103
Instrument	5439

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000096802
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	0000096802
Date	Aug 28, 2020
Book Page	009437/000792
Instrument	96802

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000069824
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	0000069824
Date	Aug 5, 2019
Book Page	009360/009913
Instrument	69824

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000017139
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	0000017139
Date	Feb 13, 2018
Book Page	009273/008199
Instrument	17139

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 26, 2017
Property Address	8 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000042995
Book / Page	009224 / 005965
Instrument Date	Apr 21, 2017
Instrument	42995
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	42998
Date	Apr 26, 2017
Book Page	009224/006000
Instrument	42998

Lender

Name	ACRE MTG & FIN'L
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,600 (+2.9%) Land $307,200 Building $126,400	$433,600 (+2.9%) Land $307,200 Building $126,400
2025	$7,235.00 (+6.07%)	$421,400 (+19.92%) Land $307,200 Building $114,200	$421,400 (+19.92%) Land $307,200 Building $114,200
2024	$6,821.00 (+17.99%)
2023		$351,400 Land $232,200 Building $119,200	$351,400 Land $232,200 Building $119,200
2022	$5,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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