10 Hemlock Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 10 Hemlock Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1951
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2023)
Tax Bill	$7,560 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00062-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`21-00062-0000-00019`
Alternative APNs	`210006200019` `033820`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	033820
Street Address	10 HEMLOCK RD
City	HOWELL
State	NJ
Zip	07731-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	LAND-O-PINES SEC III
Legal Block	62
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3033
Census Tract	811200

Owner

10 Hemlock Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 HEMLOCK RD, HOWELL, NJ 07731-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Deed Document Number	202343259
Deed Book / Page	9649 / 6219
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 26, 2023
Property Address	10 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0096496219
Book / Page	9649 / 6219
Instrument Date	Jun 12, 2023
Instrument	2023043259
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 DORIS AVE, HOWELL, NJ 07731-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEMLOCK RD, HOWELL, NJ 07731-1411

Mortgage

Document Number	2023043260
Date	Jun 26, 2023
Instrument	2023043260

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000069199
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOBLE TITLE, NOBLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	0000069199
Date	Aug 1, 2019
Book Page	009360/006772
Instrument	69199

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	660 Months
Due	Jul 31, 2074

Interest

Rate Type	Adjustable Rate
Rate	4.73%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000069206
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOBLE TITLE, NOBLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	0000069206
Date	Aug 1, 2019
Book Page	009360/006836
Instrument	69206

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	660 Months
Due	Jul 31, 2074

Interest

Rate Type	Adjustable Rate
Rate	4.73%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Hemlock Rd was $7,560, up 5.7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,600 (+0.52%) Land $307,200 Building $135,400	$442,600 (+0.52%) Land $307,200 Building $135,400
2025	$7,560.00 (+5.72%)	$440,300 Land $307,200 Building $133,100	$440,300 Land $307,200 Building $133,100
2024	$7,151.00
2023		$374,000 (+25.84%) Land $232,200 Building $141,800	$374,000 (+25.84%) Land $232,200 Building $141,800
2022	$5,982.00 (+12.8%) Widower's exemption	$297,200 Land $162,200 Building $135,000	$297,200 Land $162,200 Building $135,000
2021	$5,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Hemlock Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Hemlock Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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