4 Hemlock Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Hemlock Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1957
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Tax Bill	$7,620 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00062-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`21-00062-0000-00022`
Alternative APNs	`210006200022` `033850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,408 sqft Living Area
1st Floor Area	1,084 sqft
Upper Floors Area	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Deck Area	360 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	033850
Street Address	4 HEMLOCK RD
City	HOWELL
State	NJ
Zip	07731-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	FACILITY NAME: WID. OF DISABLED VE
Legal Subdivision	LAND-O-PINES SEC 3
Legal Block	62
Legal Lot Number	22
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3033
Census Tract	811200

Owner

Source: Monmouth County and Howell Township records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 HEMLOCK RD, HOWELL, NJ 07731-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FNDG
Sep 25, 2018	Grant Deed, Transfer · FHA Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000095140
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	BONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	0000095140
Date	Oct 10, 2019
Book Page	009373/002689
Instrument	95140

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 25, 2018
Property Address	4 HEMLOCK RD, HOWELL, NJ 07731-1411
Document Number	0000094580
Book / Page	009313 / 003330
Instrument Date	Jan 29, 2018
Instrument	94580
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CLEAR TO CLOSE TITLE AGENCY, CLEAR TO CLOSE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HEMLOCK RD HOWELL NJ 077311411, HOWELL, NJ 07731-1411

Mortgage

Document Number	94581
Date	Sep 25, 2018
Book Page	009313/003357
Instrument	94581

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,100 (+0.29%) Land $307,200 Building $137,900	$445,100 (+0.29%) Land $307,200 Building $137,900
2025	$7,620.00 (+5.67%)	$443,800 (+22.19%) Land $307,200 Building $136,600	$443,800 (+22.19%) Land $307,200 Building $136,600
2024	$7,211.00 (+19.86%)
2023		$363,200 Land $232,200 Building $131,000	$363,200 Land $232,200 Building $131,000
2022	$6,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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