8 Espy Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 8 Espy Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,218 sqft · built 1931
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jun 2023)
Tax Bill	$11,162 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00036-0000-00051`

Property Details

APN / Parcel Number

Primary APN	`03-00036-0000-00051`
Alternative APNs	`030003600051` `00000900`

Interior

Building Area	1,218 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide

Location & Zoning

Account Number	00000900
Street Address	8 ESPY RD
City	CALDWELL
State	NJ
Zip	07006-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X127 IRR
Legal Block	36
Legal Lot Number	51
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1004
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 ESPY RD, CALDWELL, NJ 07006-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed, Transfer · Conventional Mortgage MLB RESIDENTIAL LENDING LLC
May 18, 2022	Deed, Transfer · Conventional Mortgage JERSEY MORTGAGE CO
Dec 11, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	202337496
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	0125634846
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 22, 2023
Property Address	8 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000037496
Instrument Date	May 24, 2023
Instrument	2023037496
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 HARRIET AVE, BELMONT, MA 02478-4414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ESPY RD, CALDWELL, NJ 07006-4811

Mortgage

Document Number	0000037497
Date	Jun 22, 2023
Instrument	2023037497

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 18, 2022
Property Address	8 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000049403
Instrument Date	Apr 12, 2022
Instrument	2022049403
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 3RD AVE, 9, DENVILLE, NJ 07834-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 ESPY RD, CALDWELL, NJ 07006-4811

Mortgage

Document Number	0000049405
Date	May 18, 2022
Instrument	2022049405

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	8 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000128958
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 ESPY RD CALDWELL NJ 070064811, CALDWELL, NJ 07006-4811

Mortgage

Document Number	0000128958
Date	Dec 23, 2020
Instrument	128958

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	8 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000006237
Instrument Date	Jan 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ESPY RD CALDWELL NJ 070064811, CALDWELL, NJ 07006-4811

Mortgage

Document Number	0000006237
Date	Jan 23, 2019
Instrument	6237

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 22, 2044

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,700 (-) Land $236,500 Building $106,200	$342,700 (-) Land $236,500 Building $106,200
2025	$11,162.00 (+2.3%)	$342,700 (-) Land $236,500 Building $106,200	$342,700 (-) Land $236,500 Building $106,200
2024	$10,911.00 (+5.33%)
2023		$342,700 (-) Land $236,500 Building $106,200	$342,700 (-) Land $236,500 Building $106,200
2022	$10,359.00 (+5.04%)	$342,700 Land $236,500 Building $106,200	$342,700 Land $236,500 Building $106,200
2021	$9,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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