10 Espy Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 10 Espy Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1934
Lot Size	0.135 acres (5,898 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2020)
Tax Bill	$8,950 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00036-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`03-00036-0000-00050`
Alternative APNs	`030003600050` `00000899`

Interior

Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	5,898 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide

Location & Zoning

Account Number	00000899
Street Address	10 ESPY RD
City	CALDWELL
State	NJ
Zip	07006-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X118
Legal Block	36
Legal Lot Number	50
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1004
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 ESPY RD, CALDWELL, NJ 07006-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Mar 7, 2019
Deed Document Number	20207977
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 22, 2020
Property Address	10 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000007977
Instrument Date	Dec 16, 2019
Instrument	7977
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ESPY RD CALDWELL NJ 070064811, CALDWELL, NJ 07006-4811

Mortgage

Document Number	7980
Date	Jan 22, 2020
Instrument	7980

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,800 (-) Land $235,500 Building $39,300	$274,800 (-) Land $235,500 Building $39,300
2025	$8,950.00 (+2.3%)	$274,800 (-) Land $235,500 Building $39,300	$274,800 (-) Land $235,500 Building $39,300
2024	$8,749.00 (+5.32%)
2023		$274,800 Land $235,500 Building $39,300	$274,800 Land $235,500 Building $39,300
2022	$8,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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