14 Espy Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 14 Espy Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 1931
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,000 (Oct 2019)
Tax Bill	$13,621 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00036-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`03-00036-0000-00048`
Alternative APNs	`030003600048` `00000897`

Interior

Building Area	1,654 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide

Location & Zoning

Account Number	00000897
Street Address	14 ESPY RD
City	CALDWELL
State	NJ
Zip	07006-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X124 IRR
Legal Block	36
Legal Lot Number	48
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1004
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 ESPY RD, CALDWELL, NJ 07006-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · Conventional Mortgage E HOME LOANS
Oct 8, 2019	Grant Deed, Transfer · Conventional with PMI POLIFLY SVGS BK
Jul 31, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	201995810
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 16, 2026
Property Address	14 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000046834
Instrument Date	Jun 24, 2026
Instrument	202646834
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,235.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 DRAKE AVE, NEW ROCHELLE, NY 10805-1760

Mortgage

Document Number	0000046835,
Date	Jul 16, 2026
Instrument	202646835

Lender

Name	E HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 8, 2019
Property Address	14 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000095810
Instrument Date	Sep 20, 2019
Instrument	95810
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ESPY RD CALDWELL NJ 070064811, CALDWELL, NJ 07006-4811

Mortgage

Document Number	95815
Date	Oct 8, 2019
Instrument	95815

Lender

Name	POLIFLY SVGS BK
Type	Federal Savings Bank
Address	WESTFIELD, NJ 07090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 31, 2017
Property Address	14 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000066790
Instrument Date	Jul 11, 2017
Instrument	66790
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ESPY RD CALDWELL NJ 070064811, CALDWELL, NJ 07006-4811

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,200 (-) Land $238,000 Building $180,200	$418,200 (-) Land $238,000 Building $180,200
2025	$13,621.00 (+2.3%)	$418,200 (-) Land $238,000 Building $180,200	$418,200 (-) Land $238,000 Building $180,200
2024	$13,315.00 (+5.32%)
2023		$418,200 Land $238,000 Building $180,200	$418,200 Land $238,000 Building $180,200
2022	$12,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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