8 Cumnock St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 8 Cumnock St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,597 sqft · built 1975
Lot Size	0.514 acres (22,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Nov 2006)
Tax Bill	$9,549 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11549`

Property Details

APN / Parcel Number

Primary APN	`11549`
Alternative APNs	`BEVE M:0095 B:0028 L` `R22`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,597 sqft Living Area
Gross Area	4,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	22,385 sqft (0.514 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11549
Street Address	8 CUMNOCK ST
City	BEVERLY
State	MA
Zip	01915-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Block	28
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1013
Census Tract	217601

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 CUMNOCK ST, BEVERLY, MA 01915-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 5, 2018	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF AMERICA NA
Feb 3, 2020	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2006 · Amount on Record
Deed Sale	Nov 7, 2006 · Amount on Record
Deed Book / Page	26265 / 239
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	8 CUMNOCK ST, BEVERLY, MA 01915-1564
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40395-441
Date	Oct 20, 2021
Book Page	40395/441
Instrument	20211020000910

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	8 CUMNOCK ST, BEVERLY, MA 01915-1564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36566-370
Date	Mar 5, 2018
Book Page	36566/370
Instrument	180305001180

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	8 CUMNOCK ST, BEVERLY, MA 01915-1564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38234-526
Date	Feb 3, 2020
Book Page	38234/526
Instrument	20200203000710

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2027

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,549.00 (+2.15%)	$868,900 (+4.38%) Land $480,900 Building $388,000	$1,087,845
2024	$9,348.00 (+5.26%)	$832,400 (+5.54%) Land $444,400 Building $388,000
2023	$8,881.00	$788,700 Land $400,700 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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