Essex County and Beverly City property record for 7 Cumnock St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,070 sqft · built 1975 |
| Lot Size | 0.513 acres (22,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Nov 2021) |
| Tax Bill | $11,245 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11540 |
| Primary APN | 11540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,070 sqft Living Area |
| Gross Area | 5,312 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,325 sqft (0.513 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11540 |
|---|---|
| Street Address | 7 CUMNOCK ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | PLAN BEVERLY |
| Legal Block | 19 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 217601 |
Source: Essex County and Beverly City records · APN 11540
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Nov 09, 2018 | Quit Claim Deed, Transfer CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Nov 09, 2018 · Amount on Record |
| Deed Book / Page | 40531 / 230 |
| Transfer Doc | 2931000012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Nov 30, 2021 |
| Property Address | 7 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Document Number | 040531-230 |
| Book / Page | 40531 / 230 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Document Number | 0040531232 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 40531/232 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 7 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38740-427 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 38740/427 |
| Instrument | 20200723001300 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 7 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Document Number | 37997-591 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 CUMNOCK ST BEVERLY MA 019151513, BEVERLY, MA 01915-1513 |
| Document Number | 37997-591 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 037997/000591 |
| Instrument | 1104004200 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Nov 09, 2018 |
| Property Address | 7 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Document Number | 37142-502 |
| Book / Page | 037142 / 000502 |
| Instrument Date | Nov 07, 2018 |
| Instrument | 9001700 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,488.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CUMNOCK ST BEVERLY MA 019151513, BEVERLY, MA 01915-1513 |
| Document Number | 37142-504 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 037142/000504 |
| Instrument | 9001710 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 08, 2048 |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,245.00 (+1.88%) | $1,023,200 (+4.11%) Land $534,100 Building $489,100 | $1,124,895 |
| 2024 | $11,037.00 (+4.52%) | $982,800 (+4.8%) Land $493,700 Building $489,100 | |
| 2023 | $10,560.00 | $937,800 Land $445,100 Building $492,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092176011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 55 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3030000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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