Essex County and Beverly City property record for 5 Cumnock St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,147 sqft · built 1975 |
| Lot Size | 0.538 acres (23,448 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Mar 1992) |
| Tax Bill | $10,373 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit Jul 2019 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11541 |
| Primary APN | 11541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,147 sqft Living Area |
| Gross Area | 4,836 sqft |
| Basement Area | 1,444 sqft |
| Unfinished Basement | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 23,448 sqft (0.538 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11541 |
|---|---|
| Street Address | 5 CUMNOCK ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | BEVERLY |
| Legal Block | 20 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 217601 |
Source: Essex County and Beverly City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK |
| Jul 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Jul 30, 2019 | Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK |
| Apr 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Jul 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1992 · Amount on Record |
| Deed Sale | Mar 2, 1992 · Amount on Record |
| Deed Book / Page | 1163 / 431 |
| Last Transfer Date | Jun 22, 2021 |
| Transfer Doc | 040045-201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 035701-342 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 35701/342 |
| Instrument | 98 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 037662-403 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 37662/403 |
| Instrument | 20190715000400 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 037706-253 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 37706/253 |
| Instrument | 20190730000040 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039748-382 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 39748/382 |
| Instrument | 20210409001350 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jul 1, 2021 |
| Property Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Document Number | 040045-201 |
| Book / Page | 40045 / 201 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 20210701002020 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | May 23, 2018 |
| Property Address | 5 CUMNOCK ST, BEVERLY, MA 01915-1513 |
| Document Number | 36733-556 |
| Book / Page | 036733 / 000556 |
| Instrument Date | May 19, 2018 |
| Instrument | 1805232110 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CUMNOCK ST BEVERLY MA 019151513, BEVERLY, MA 01915-1513 |
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,373.00 (+2.27%) | $943,900 (+4.51%) Land $537,100 Building $406,800 | $967,385 |
| 2024 | $10,143.00 (+5.43%) | $903,200 (+5.71%) Land $496,400 Building $406,800 | |
| 2023 | $9,621.00 | $854,400 Land $447,600 Building $406,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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