8 Cumberland St, Clear Spring, MD 21722 Property Records

Washington County property record for 8 Cumberland St, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,660 sqft · built 1910
Lot Size	0.176 acres (7,682 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Sep 2020)
Tax Bill	$1,978 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-007603`

Property Details

APN / Parcel Number

Primary APN	`04-007603`
Alternative APN	`007603`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,660 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,682 sqft (0.176 acres)
Lot Dimensions	167 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	262 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007603
Street Address	8 CUMBERLAND ST
City	CLEAR SPRING
State	MD
Zip	21722-1971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 56 46X167 8 CUMBERLAND ST
Legal Lot Number	56
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1064
Census Tract	10600

Owner

8 Cumberland St is owned by two individuals who bought it in September 2020.

Source: Washington County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 285, CLEAR SPRING, MD 21722-0285
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	May 6, 2010 · Amount on File
Deed Book / Page	6354 / 187
Prior Transfer Date	Jun 6, 2008
Prior Transfer Doc	0035490563
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 8, 2020
Property Address	8 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971
Document Number	0063540187
Book / Page	6354 / 187
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971

Mortgage

Document Number	0063540195
Date	Sep 8, 2020
Book Page	6354/195

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Clear Spring Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,500 (+10.18%) Land $40,100 Building $226,400	$266,500 (-) Land $40,100 Building $226,400
2025		$241,867	$266,500 Land $40,100 Building $226,400
2024	$1,978.00 (+12.26%)
2023	$1,762.00	$192,600 Land $40,100 Building $152,500	$192,600 Land $40,100 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Cumberland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cumberland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20