Washington County property record for 11 Cumberland St, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,565 sqft · built 1890 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Mar 2025) |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-004671 |
| Primary APN | 04-004671 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,565 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 198 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 004671 |
|---|---|
| Street Address | 11 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 33X198 11 CUMBERLAND ST |
| Legal Lot Number | 11 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 10600 |
Source: Washington County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CUMBERLAND ST, CLEAR SPRING, MD 21722-1970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Jun 29, 2021 | Deed, Transfer PASSPORT TITLE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on Record |
| Deed Sale | Mar 6, 2025 · Amount on Record |
| Prior Sale | Nov 8, 2021 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 8, 2021 |
| Property Address | 11 CUMBERLAND ST, CLEAR SPRING, MD 21722-1970 |
| Document Number | 0068230272 |
| Book / Page | 6823 / 272 |
| Instrument Date | Nov 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CUMBERLAND ST, CLEAR SPRING, MD 21722-1970 |
| Investor | Possibly a Property Investor |
| Document Number | 0006823279 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 6823/279 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 29, 2021 |
| Property Address | 11 CUMBERLAND ST, CLEAR SPRING, MD 21722-1970 |
| Document Number | 0066790442 |
| Book / Page | 6679 / 442 |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14502 ACORN WAY, WILLIAMSPORT, MD 21795-2000 |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,100 (+18.38%) Land $39,000 Building $181,100 | $220,100 (-) Land $39,000 Building $181,100 | |
| 2025 | $1,694.00 (+57.43%) | $185,933 (+58.11%) | $220,100 (+87.16%) Land $39,000 Building $181,100 |
| 2023 | $1,076.00 | $117,600 Land $39,000 Building $78,600 | $117,600 Land $39,000 Building $78,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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