1 Cumberland St, Clear Spring, MD 21722 Property Records

Washington County property record for 1 Cumberland St, Clear Spring, MD 21722

Property Summary

Property TypeLaundromat
Details1,386 sqft · built 1920
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$120,000 (Jul 2017)
Tax Bill$1,350 (2026)
Deeds & MortgagesJul 2017 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN04-006461

Property Details

APN / Parcel Number

Primary APN04-006461
Alternative APN
  • 006461

Interior

Units2 Units
Stories1 Story
Building Area1,386 sqft Total Area
1st Floor Area2,706 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions162 ft deep x 30 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number006461
Street Address1 CUMBERLAND ST
CityCLEAR SPRING
StateMD
Zip21722
Property CategoryCommercial
Property TypeCommercial > Retail > Laundromat
Local Zoning CodeU
Legal DescriptionLOT 30X162 0.11 ACR 1 CUMBERLAND STREET CLEAR SPRING
Legal SubdivisionCLEAR SPG
JurisdictionWASHINGTON MD
Township / Civil Division4, CLEAR SPRING
Census Block Group1
Census Block1061
Census Tract10600

Owner

1 Cumberland St, a commercial property, is owned by a company that bought it in July 2017.

Source: Washington County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4133, MARTINSBURG, WV 25402-4133
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2017 · Amount on File
Deed SaleJul 5, 2017 · Amount on File
Prior SaleOct 8, 2013 · Amount on File
Deed Document Number20175539-0150
Deed Book / Page5539 / 150
Record UpdatedOct 29, 2026

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJul 5, 2017
Property Address1 CUMBERLAND ST, CLEAR SPRING, MD 21722
Document Number0055390150
Book / Page005539 / 000150
Instrument DateJun 28, 2017
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanyPASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 185 MARION PA 172350185, MARION, PA 17235-0185

Mortgage

Document Number55390172
DateJul 5, 2017
Book Page005539/000172
Lender
NameZACHARY T FIELDS
Address12507 HUYETT LN, HAGERSTOWN, MD 21740-2120
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term120 Months
DueJul 4, 2027

Mortgage

Document Number55390157,
DateJul 5, 2017
Book Page005539/000157
Lender
NameFARMERS & MERCHANTS TR/CHAMBER
AddressCHAMBERSBURG, PA 17201
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1 Cumberland St was $1,350, up 0.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityClear Spring Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,350.00 (+0.6%)$148,200 (+0.63%) Land $32,500 Building $115,700$148,200 (-) Land $32,500 Building $115,700
2025$1,342.00 (+0.68%)$147,267$148,200 Land $32,500 Building $115,700
2024$1,333.00 (+0.23%)
2023$1,330.00$145,400 Land $32,500 Building $112,900$145,400 Land $32,500 Building $112,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Cumberland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Cumberland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLEAR SPRING
serves 455 people · EPA ID MD0210005
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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