8 CHRISTOPHER CT MONTCLAIR NJ 070424234, MONTCLAIR, NJ 07042-4234
Mortgage
Document Number
0000102344
Date
Oct 25, 2019
Instrument
102344
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Oct 24, 2049
Interest
Rate Type
Adjustable Rate
March 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ESSEX NJ
Property Address
8 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4234
Document Number
0000026394
Instrument Date
Mar 11, 2017
Transaction Type
Mortgage
Record Updated
Aug 28, 2018
Title Company
AMERICAN TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
9 CHRISTOPHER CT MONTCLAIR NJ 070424233, MONTCLAIR, NJ 07042-4233
Mortgage
Document Number
0000026394
Date
Mar 22, 2017
Instrument
26394
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Mar 21, 2047
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 8 Christopher Ct was $38,630, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
Property Jurisdictions
Type
Name
State
New Jersey
County
Essex County
County Subdivision
Montclair Township
Unified School District
Montclair Town School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,098,700 (-)Land $360,500Building $738,200
$1,098,700 (-)Land $360,500Building $738,200
2025
$38,630.00 (+3.32%)
$1,098,700Land $360,500Building $738,200
$1,098,700Land $360,500Building $738,200
2024
$37,388.00
2023
$1,098,700Land $360,500Building $738,200
$1,098,700Land $360,500Building $738,200
2022
$36,125.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 8 Christopher Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
3 (2011–2024)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Aug 2024 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 8 Christopher Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source
Purchased surface water from several systems
Last State Inspection
Sep 2024
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control Jan 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Optimum Fiber · Cable
8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area