1 Christopher Ct, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 1 Christopher Ct, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	4,025 sqft · built 2006
Lot Size	0.234 acres (10,176 sqft)
Owner	2 Trust Names on File
Last Sale	$1,900,000 (Sep 2024)
Tax Bill	$34,534 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04513-0000-00043-01`

Property Details

APN / Parcel Number

Primary APN	`13-04513-0000-00043-01`
Alternative APN	`13045130000000430001`

Interior

Building Area	4,025 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	10,176 sqft (0.234 acres)

Location & Zoning

Old Parcel Number	13045130000000430001
Street Address	1 CHRISTOPHER CT
City	MONTCLAIR
State	NJ
Zip	07042-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10176SF
Legal Subdivision	MARLBORO INN PROP
Legal Block	4513
Legal Lot Number	43.1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4006
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marlboro Park Historic District listed 1988 · 65 contributing resources · NRIS 86002967

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Christopher Ct is owner-occupied and held in a trust since September 2024.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage KEARNY BANK
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on File
Deed Sale	Sep 10, 2024 · Amount on File
Prior Sale	Jul 6, 2007 · Amount on File
Deed Document Number	202452495
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	KEARNY BANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053314
Date	Jun 20, 2017
Instrument	2017053314

Lender

Name	KEARNY BANK
Address	FAIRFIELD, NJ 07004

Agreement

Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233

Mortgage

Document Number	0000098588
Date	Oct 6, 2020
Instrument	2020098588

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035534
Date	Mar 23, 2021
Instrument	2021035534

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.74%
Index	Prime Rate
Max Rate	8.74%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Document Number	0000110373
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 CHRISTOPHER CT MONTCLAIR NJ 070424233, MONTCLAIR, NJ 07042-4233

Mortgage

Document Number	0000110373
Date	Nov 20, 2019
Instrument	110373

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1 Christopher Ct was $34,534, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$982,200 (-) Land $375,900 Building $606,300	$982,200 (-) Land $375,900 Building $606,300
2025	$34,534.00 (+3.32%)	$982,200 Land $375,900 Building $606,300	$982,200 Land $375,900 Building $606,300
2024	$33,424.00
2023		$982,200 Land $375,900 Building $606,300	$982,200 Land $375,900 Building $606,300
2022	$32,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Christopher Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Christopher Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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