7 Christopher Ct, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 7 Christopher Ct, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	4,887 sqft · built 2006
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,765,000 (Aug 2024)
Tax Bill	$37,692 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04513-0000-00043-04`

Property Details

APN / Parcel Number

Primary APN	`13-04513-0000-00043-04`
Alternative APN	`13045130000000430004`

Interior

Building Area	4,887 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,013 sqft (0.161 acres)

Location & Zoning

Old Parcel Number	13045130000000430004
Street Address	7 CHRISTOPHER CT
City	MONTCLAIR
State	NJ
Zip	07042-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7014SF
Legal Subdivision	MARLBORO INN PROP
Legal Block	4513
Legal Lot Number	43.4
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4006
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marlboro Park Historic District listed 1988 · 65 contributing resources · NRIS 86002967

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Grant Deed, Transfer UNIVERSITY CU
May 6, 2019	Grant Deed, Transfer · Conventional Mortgage RBC BK (GEORGIA) NA
May 6, 2017	Deed of Trust, Mortgage NFC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	202445941
Prior Transfer Date	Dec 9, 2009
Prior Transfer Doc	0009108422
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 8, 2021
Property Address	7 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Document Number	0000002672
Instrument Date	Dec 31, 2020
Instrument	2672
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CHRISTOPHER CT MONTCLAIR NJ 070424233, MONTCLAIR, NJ 07042-4233

Mortgage

Document Number	2676
Date	Jan 8, 2021
Instrument	2676

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 6, 2019
Property Address	7 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Document Number	0000041570
Instrument Date	Apr 4, 2019
Instrument	41570
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CHRISTOPHER CT MONTCLAIR NJ 070424233, MONTCLAIR, NJ 07042-4233

Mortgage

Document Number	41572
Date	May 6, 2019
Instrument	41572

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 CHRISTOPHER CT, MONTCLAIR, NJ 07042-4233
Document Number	0000042586
Instrument Date	May 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHRISTOPHER CT MONTCLAIR NJ 070424233, MONTCLAIR, NJ 07042-4233

Mortgage

Document Number	0000042586
Date	May 17, 2017
Instrument	42586

Lender

Name	NFC MTG
Type	Mortgage Company
Address	SWANSEA, MA 02777

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 16, 2032

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,072,000 (-) Land $360,100 Building $711,900	$1,072,000 (-) Land $360,100 Building $711,900
2025	$37,692.00 (+3.32%)	$1,072,000 (-) Land $360,100 Building $711,900	$1,072,000 (-) Land $360,100 Building $711,900
2024	$36,480.00 (+3.5%)
2023		$1,072,000 Land $360,100 Building $711,900	$1,072,000 Land $360,100 Building $711,900
2022	$35,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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