Essex County and Ipswich Town property record for 8 Choate Ln, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,386 sqft · built 1989 |
| Lot Size | 0.152 acres (6,601 sqft) |
| Owner | Individual Name on File |
| Last Sale | $656,000 (Feb 2019) |
| Tax Bill | $10,195 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:19C B:0050 L:0 |
| Primary APN | IPSW M:19C B:0050 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,386 sqft Living Area |
| Gross Area | 5,540 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,601 sqft (0.152 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 448 |
|---|---|
| Street Address | 8 CHOATE LN |
| City | IPSWICH |
| State | MA |
| Zip | 01938-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRA |
| Legal Subdivision | IPSWICH DEV CO PH 02 |
| Legal Block | 50 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 223300 |
8 Choate Ln is owned and occupied by an individual who bought it in February 2019.
Source: Essex County and Ipswich Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 CHOATE LN, IPSWICH, MA 01938-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Feb 5, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2019 · Amount on File |
| Deed Sale | Feb 5, 2019 · Amount on File |
| Prior Sale | Jun 23, 2009 · Amount on File |
| Prior Transfer Date | Feb 1, 2019 |
| Prior Transfer Doc | 37313-219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 8 CHOATE LN, IPSWICH, MA 01938-3020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39756-485 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 39756/485 |
| Instrument | 20210412003550 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Feb 5, 2019 |
| Property Address | 8 CHOATE LN, IPSWICH, MA 01938-3020 |
| Document Number | 37313-219 |
| Book / Page | 037313 / 000219 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 5001590 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,991.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 CHOATE LN IPSWICH MA 019383020, IPSWICH, MA 01938-3020 |
| Document Number | 37313-221 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 037313/000221 |
| Instrument | 5001600 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2049 |
The 2026 property tax bill for 8 Choate Ln was $10,195, up 8.4% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,195.00 (+8.4%) | $945,700 (+12.12%) Land $347,400 Building $598,300 | $1,133,257 (+20.29%) |
| 2025 | $9,405.00 (-1.32%) | $843,500 (+0.72%) Land $333,200 Building $510,300 | $942,115 |
| 2024 | $9,531.00 (-0.45%) | $837,500 (+6.99%) Land $334,500 Building $503,000 | |
| 2023 | $9,574.00 | $782,800 Land $237,000 Building $545,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Choate Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Choate Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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